Your Money Moves. Your Checking Account Should Keep Up.
From everyday purchases to life’s bigger plans, your checking account is part of almost everything you do. That’s why 1st National Bank offers checking options built around how you live, spend, and manage your money.
Find the account that fits your life, with the convenience of modern banking and the personal service of a local bank.
Secure Checking
Everyday checking with added savings, protection, and lifestyle benefits designed to bring more value to your account.
- Retail Savings & Rewards
- Healthcare Savings²
- Travel & Leisure Membership Plan
- AD&D Insurance²
- Cell Phone Protection²
- IDProtect®¹
- Debit Advantage
1st Checking
Earn interest while managing your everyday banking with convenient account access and a low balance requirement to waive the monthly maintenance fee.
- Interest-bearing checking
- $500 minimum balance to waive the monthly maintenance fee
- Debit card
- Online and mobile banking
- Unlimited withdrawals
- $5 minimum opening deposit
Simple Checking
Straightforward checking designed for everyday banking. Benefits include:
- No monthly maintenance fee
- Unlimited check writing
- Relationship pricing
Student Checking
Easy, stress-free banking tailored for student life.
Get ahead, stay ahead!
- No monthly maintenance fee
- Online & app banking for convenient access
- Debit card
- Unlimited check writing
- Relationship pricing for loyal clients
Senior Checking
Designed for customers age 55 and older who want straightforward everyday banking with flexibility, convenient account access, and no monthly maintenance fee.
- No monthly maintenance fee
- Online and mobile banking
- Debit card
- Unlimited check writing
- Relationship pricing
Second Chance Checking
Get a fresh start with 1st National Bank’s Second Chance Checking.
Rebuild and Bank your best™.
- Low monthly maintenance fee
- Low minimum balance
- Access to online & mobile banking
- Debit card (must qualify)
- Credit-building resources
Ready to Get Started?
Visit a 1st National Bank banking center to open your account and talk with a local banker about the option that fits your needs.
Registration/activation required for some checking products.
¹ IDProtect®: IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.
² Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.
Secure Checking: $5 minimum opening deposit. A $6.95 monthly maintenance fee applies and cannot be waived.
Other account-related fees may apply. Message and data rates from your wireless carrier may apply. Fees may reduce earnings. See Deposit Account Disclosures for details.