Working Capital Loans

Working Capital Loans for Small Businesses at 1st National Bank: Enhance Cash Flow and Drive Business GrowthWorking capital loans 1st national bank web photo

As a small business owner, maintaining a healthy cash flow is essential for the smooth operation of your business. At 1st National Bank, we understand the importance of cash flow management and offer working capital loans tailored to meet your unique business needs. Whether it’s purchasing inventory, upgrading equipment, investing in advertising, or addressing any other business expense, our working capital loans can help you manage your cash flow effectively.

Benefits of Working Capital Loans at 1st National Bank

Our working capital loans provide small business owners with the financial flexibility to seize growth opportunities and tackle unexpected challenges:

  • Purchase Inventory: Stay ahead of the competition by stocking up on essential inventory with the help of our working capital loans.
  • Invest in Equipment and Technology: Upgrade your business with the latest equipment or technology to boost productivity and efficiency.
  • Manage Temporary Cash Flow: Bridge short-term cash flow gaps to keep your business running smoothly during times of financial uncertainty.
  • Marketing and Advertising: Attract new customers and increase brand awareness with targeted marketing and advertising campaigns.
  • Supplement Working Capital: Ensure your business has the necessary funds to cover day-to-day expenses and drive growth.


Competitive Financing Options for Your Business Needs

At 1st National Bank, we offer competitive rates on working capital loans based on your requested loan terms and credit review. Our team of experienced lending professionals is dedicated to helping you find the right financing solution to support your business goals.

Apply for a working capital loan at 1st National Bank today and take the first step towards a more financially secure and prosperous future for your small business. Click here to start speak with a lender.

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.12% 5.25%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.