Flexible Business Construction & Development Loans

3 people looking at blue prints new construction and development business lending 1st national bank

At 1st National Bank, we understand that businesses need a strong foundation to grow and thrive. That’s why we offer tailored construction and development loans to support your commercial real estate projects. Whether you’re building from the ground up or expanding an existing property, our financing solutions are designed to meet your unique needs.

Why Choose 1st National Bank?

  • Competitive Rates: Benefit from attractive interest rates and flexible repayment terms that suit your project and cash flow requirements.
  • Local Expertise: As a community bank, we have deep knowledge of the local market and a commitment to supporting businesses in our area.
  • Personalized Service: Our dedicated loan officers work closely with you to understand your needs and create a customized financing solution for your project.
  • Fast Approvals: Our streamlined application process and local decision-making ensure a swift response to your financing request.

Who Can Apply for Our Business Construction & Development Loans?

We proudly serve a wide range of businesses and industries, including:

  • Commercial real estate developers
  • Small business owners
  • Builders and contractors
  • Investors and entrepreneurs
  • Industrial and manufacturing companies

How to Get Started

Ready to take your project to the next level with a construction or development loan from 1st National Bank? Here’s how to get started:

  1. Contact one of our experienced loan officers to discuss your project needs and financing options.
  2. Submit a loan application along with the required documentation, such as business financial statements, project details, and collateral information.
  3. Our team will review your application and provide a prompt decision, typically within a few business days.
  4. Upon approval, we’ll work with you to close the loan and disburse funds according to your project timeline.

Contact Us or Have Us Contact You to get started!

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.