eZBusiness | Your All-In-One Business Solution.

eZBusiness is a premier web-based commercial card management solution. Its industry-leading technology and integration boasts the flexibility to optimize any commercial card program. Easily manage your employees’ cards and expenses with the online business solution that grows with you.

Ezbusiness 1st national bank easy to use interface manage multiple card accounts online dispute resolution


Levels of Access

There are two levels of administrative access to choose from

Level 1: Basic User Access allows employees to:

Manage payments

Make account inquiries

Update profiles

And more!

Level 2: Admin User Access allows employees to:

Manage payments

Make account inquiries

Access reports

Create/delete user profiles

Update user profiles

And more!




eZBusiness 1st National Bank web-based commercial card management solution for businesses

eZBusiness Features

Real-time features include:

  • Adding new cardholders
  • Requesting new cards
  • Requesting replacement cards
  • Reallocation of existing limits in real-time
  • MCC and velocity maintenance
  • Closing cards
  • Updating demographics
  • Making payments
  • Online transaction disputes and service requests
  • Company alerts
  • Employee online management
Learn More!
ePayables 1st National Bank business credit card administration tool for businesses


ePayables is an all-inclusive business-to-business payment platform that replaces checks & other non-card payment methods. The ePayables dashboard is located within eZBusiness Card Management Tool. Because ePayables are virtual card payments, the risk of fraudulent activity is significantly lowered. ePayables are the most secure way to pay.

  • Pay supplier invoices quickly and securely
  • ePayable transactions are included in the annual spend total
  • Reduces number of checks, ACHs, and wires
  • Payment instructions are stored on a secure password-protected site
  • Receive notifications when payment details are ready to be retrieved
  • Send payment instructions individually or in batches using a spreadsheet
  • Cancel payment anytime before supplier retrieval
  • Some suppliers offer discounts for ePayables
Learn More!
eZBusiness Expense Management 1st National Bank  commercial credit card management for expenses and reimbursement

Expense Management

Company Admins enrolled in eZBusiness Card Management can add credit card accounts to cost centers and assign GL allocations to cost centers, credit card accounts, and/or expense categories. Cardholders registered on mycardstatement.com can submit expense reports including credit card transactions, out-of-pocket expenses, and mileage expenses for admin approval. This feature also provides the ability for cardholders to attach receipts to transactions.

  • Receipt imaging for attaching receipts to transactions
  • Mileage/Out-of-Pocket Options allow you to reimburse cash or card purchases
  • Organize your expenses through a drop-down list
  • Submit expense reports to your company's admin
  • Assign cardholders to cost centers that can be customized to fit your business
Learn More!
Visa Commercial File eZBusiness 1st National Bank expense management system for businesses

Visa Commercial File (VCF)

Incorporate the VCF into your business’s expense management system. VCF is a cost-effective way for your company to monitor and manage business expenses including travel claims, day-to-day equipment purchases, and allows employees to reconcile their expenses via online approval. VCF provides transaction-level data that can be pulled into a business’s expense management system for:

  • Account reconciliation and management
  • Automated expense reporting
  • Tax monitoring
  • Spending controls
  • Cost management
  • Preferred vendor negotiables
  • Supplier management
  • Regulatory reporting
Learn More!

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.