Second Chance Checking

Banker extending a helping hand with 1st national bank second chance checking web photo

Rebuild Your Financial Future with 1st National Bank’s Second Chance Checking Account

Get a fresh start with 1st National Bank’s Second Chance Checking.

Past financial mistakes shouldn’t hold you back.

Rebuild and Bank your best™!

Key Benefits of Our Second Chance Checking Account

  • Low monthly maintenance fee
  • Minimal required balance
  • Online and mobile app banking
  • Free debit card*
  • Free credit reports
  • Credit builder loan options**

Low minimum balance waived maintenance fee iconAffordable Banking for Your Everyday Needs

A checking account is an essential financial tool. Our low monthly maintenance fee ensures you can save your money and use it the way you want to.

Online and mobile banking iconBank On-the-Go with Online and Mobile App Banking

Our Online Banking and Mobile App make it easy for you to manage your finances anytime, anywhere. Features include checking account balances, instant account alerts, transferring funds, and paying bills online.

Debit card iconStay Informed with Free Credit Reports

Monitoring your credit is a crucial part of building a successful financial future. At 1st National Bank, we provide you with free credit reports that won’t negatively impact your credit score, giving you a clear understanding of your financial situation.

Bank Your Best™ with 1st National Bank’s Second Chance Checking Account

Ready to take the first step towards financial wellness? Call us today at 513-932-3221, visit a banking center, or submit a contact form and we will reach out to you!

*Account Notes: The descriptions herein are summaries only. Please refer to the account disclosures for complete details.

**Contact your local branch to see if you qualify for a Check Card or Credit Builder Loan. Please refer to account disclosures for complete details.

Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 5.12% 5.25%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.