Auto Loans
Auto Loans & Vehicle Loans with 1st National Bank
Rev up your dreams with 1st National Bank! Whether you’re after a new car, ATV, boat, or RV, we’ve got you covered.
Get pre-approved before hitting the dealership and cruise through as a cash customer! No strings attached—you’re free to walk away anytime.
Negotiate better deals, and in most cases, hit the road (or water!) the same day. Ready to roll?
Check out our unbeatable Auto Loan & Vehicle Rates today!
Auto Loans
When your ready for a new or ‘new to you’ car, we are here for you. Make 1st National Bank your first stop for your a pre-approval. Find your perfect car, give the dealership our information, and have them call us! Not sure on the dealership yet? Give us a call and we will handle all the paperwork.
- Low rates
- Flexible terms
- Pre-approvals
Auto Loan Refinance
Want a lower rate, longer term, or cash out? Stop in a banking center today and our bankers will work the numbers and tell you if an auto loan refinance can save you money. No pressure, no commitment.
- Change in rate or term
- Lower payments
- Cash out equity
Motorcycle/Boat/ATV/RV Loan
Looking for a new toy for asphalt, dirt, or water? We have you covered. We have affordable payments and competitive rates to get you the funds you need to make your dreams a reality. Contact one of our experienced loan officers to qualify.
- Low interest rate
- Pre-approval
- Secure Loan
- We handle the paperwork
View our Vehicle Loan Rates
Auto and Truck Loans
| Model Year | Interest Rate as low as* | Maximum Term | Monthly Payment on $10,000 Loan | Loan Fee | APR** as Low as |
|---|---|---|---|---|---|
| 2021 - NEW | 6.25% | 84 Months | $147.29 | $250 | 7.03% |
| 2021 - NEW | 5.50% | 72 Months | $163.38 | $250 | 6.39% |
| 2017 - 2020 | 7.50% | 60 Months | $200.38 | $250 | 5.79% |
| 2016 and older | 9.50% | 36 Months | $320.33 | $250 | 6.86% |
Motorcycle and ATV Loans
| Model Year | Interest Rate as low as* | Maximum Term | Montly Payment on $10,000 Loan | Loan Fee | APR** as Low as |
|---|---|---|---|---|---|
| 2021-NEW | 8.25% | 60 Months | $203.96 | $250 | 6.54% |
| Pre-2021 | 9.50% | 36 Months | $320.33 | $250 | 6.97% |
Recreational Vehicle Loans--Motorhomes, Trailers and Boats
| Model Year | Interest Rate as low as* | Maximum Term | Monthly Payment on $10,000 Loan | Loan Fee | APR** as Low as |
|---|---|---|---|---|---|
| New | 8.25% | 120 Months | $122.65 | $250 | 7.41% |
| Used | 9.75% | 72 Months | $184.00 | $250 | 7.00% |
Auto Loan Calculators
See how much car you can afford with our auto loan calculators.
Auto LoansFind out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price! | Home Equity vs. Auto LoanUse this calculator to determine if a home equity loan makes sense for your next automobile purchase. | Lease vs. BuyShould you lease your next automobile or finance it? Find out with this calculator! |
Important Notice: Links to the interactive calculators and information provided below are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues..
