Streamlined Lending Solutions for Your Business Needs

Do you need long-term or short-term financing options to help you grow your business? Our business lines of credit increase your working capital and flexible business loans with low costs.

From day one, you will receive one-on-one service from a dedicated 1st National Bank commercial banker.

Benefits of our prompt in-house underwriting and local decision-making include:

  • Faster loan processing
  • Fast, accurate approval
  • Clear communication
  • Personal service
  • Quicker closing times


commercial real estate purchase and refinance loans 1st national bank business lending

Real Estate Purchase & Refinance

Are you in need of financing for a commercial real estate purchase or refinance? We understand that securing the right loan is crucial to the success of your business. That’s why we offer competitive rates and flexible terms to meet your unique needs.

  • Experienced loan officers
  • Competitive rates
  • Flexible terms
  • Personalized service
  • Streamlined application process
  • In-house underwriting
Learn More!
small business administration sba loans 7a 504 1st national bank business lending

Small Business Administration (SBA) Loans

Are you a small business owner looking for funding to grow your business? Look no further than 1st National Bank’s SBA loans!

  • Lower interest rates
  • Easy approval
  • Longer repayment terms
  • Flexible use of funds
Learn More!
business lines of credit 1st national bank business lending

Business Lines of Credit

Whether you need more working capital, a temporary loan, or seasonal purchases, a line of credit from 1st National Bank will expand your company’s financial potential and help you Bank your best.

  • Competitive rates
  • Flexible terms
  • Personalized service
  • Community commitment
Learn More!
commercial equipment purchase and refinance loans 1st national bank business lending

Equipment Purchase & Refinance

Whether you’re looking to purchase new equipment or refinance existing equipment, we offer competitive rates and flexible terms to help you get the financing you need.

  • Flexible terms to fit your budget and cash flow needs
  • Competitive interest rates to help you save money over the life of the loan
  • Financing for new and used equipment, as well as equipment you already own
  • Easy online application process and quick funding decisions
Learn More!
commercial construction and development loans 1st national bank business lending

Construction & Development

At 1st National Bank, we understand that businesses need a strong foundation to grow and thrive. That’s why we offer tailored construction and development loans to support your commercial real estate projects. Whether you’re building from the ground up or expanding an existing property, our financing solutions are designed to meet your unique needs.

  • Competitive rates
  • Local expertise
  • Personalized service
  • Fast approvals
Learn More!
working capital loans 1st national bank web photo

Working Capital Loans

Discover 1st National Bank’s working capital loans designed for small businesses. Enhance cash flow, invest in growth, and seize opportunities with competitive rates. Apply now!

  • Purchase inventory
  • Invest in equipment and technology
  • Manage temporary cash flow
  • Marketing and advertising
  • Supplement working capital
Learn More!

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.