View our current rates

Current rates of 1st National Bank auto loan, motorcycle and ATV loan, boat loan, and home equity lines of credit (HELOC).

Interest yield on 1st National Bank checking accounts, certificate of deposits (CDs), traditional savings accounts, money market saving, business checking, and savings accounts, and health savings accounts.

Looking for current mortgage interest rates? Home loan and refinance rates are changed frequently. To ensure you get the most up-to-date low rate, please fill out our home loan application for a pre-approval rate, refinance rate, new home construction, or new home purchase rate. Just looking to talk? Call us at 513-770-3221 for today’s pricing. Want to see what you can afford? Try our mortgage calculators

Interest Rates Effective May 3rd, 2022

Auto and Truck Loans

Model YearInterest Rate as low as*Maximum TermMonthly Payment on $10,000 LoanLoan FeeAPR** as Low as
2020 - NEW3.96%84 Months$136.50$704.17%
2020 - NEW3.96%72 Months$156.27$704.20%
2017 - 20194.03%60 Months$184.30$704.32%
2016 and older4.28%48 Months$227.05$704.64%

Motorcycle and ATV Loans

Model YearInterest Rate as low as*Maximum TermMontly Payment on $10,000 LoanLoan FeeAPR** as Low as
2020-NEW5.79%60 Months$192.35$706.08%
Pre-20206.19%36 Months$305.08$706.66%

Recreational Vehicle Loans--Motorhomes, Trailers and Boats

Model YearInterest Rate as low as*Maximum TermMonthly Payment on $10,000 LoanLoan FeeAPR** as Low as
New5.79%120 Months$109.97$705.86%
Used6.19%72 Months$166.62$706.44%

* Rate shown includes 0.50% for automatic payments from a 1st National Bank Account.

** Annual Percentage Rate (APR) is based upon a loan size of $10,000 and a $70 loan fee.

Home Equity Lines of Credit

90% Prime + 0%120 Months$27.08 $993.28%

* Combined Loan-to-Value (CLTV) of the first and second mortgages.

** Annual Percentage Rate (APR) is based upon a loan size of $10,000 and a $99 loan fee.

*** Prime Rate is a variable rate of interest based upon the Wall Street Journal Prime Rate and is subject to change at any time. The Prime rate as of May 6, 2022 was 4.00%.

****A $99 annual fee may apply.

CD Rates

Relationship Pricing*APYRate
12 Months0.65%0.65%
4 to 5 Years0.60%0.60%
2 to 3 Years0.55%0.55%
1 to 2 Years0.45%0.45%
6 to 12 Months0.35%0.35%
Without Relationship Pricing*APYRate
12 Months0.35%0.35%
4 to 5 Years0.30%0.30%
2 to 3 Years0.25%0.25%
1 to 2 Years0.20%0.20%

Savings

over $24,9990.20%0.20%
over $9,9990.10%0.10%
up to $9,9990.05%0.05%
Checking Accounts with interest0.05%0.05%
Money Market Account $100,000+0.40%0.40%
$50,000 to $99,9990.30%0.30%
$25,000 to $49,9990.20%0.20%
$10,000 to $24,9990.10%0.10%
up to $9,9990.05%

*Relationship pricing is defined as a relationship with 1st National Bank with an average balance of $1000 or more and/or a lending product. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
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