View our current rates

Current rates of 1st National Bank auto loan, motorcycle and ATV loan, boat loan, home equity lines of credit (HELOC), certificates of deposit (CD)s, and high-yield money market savings accounts.

Interest yield on 1st National Bank checking accounts, certificate of deposits (CDs), traditional savings accounts, money market saving, business checking, and savings accounts, and health savings accounts.

Looking for current mortgage interest rates? Home loan and refinance rates are changed frequently. To ensure you get the most up-to-date low rate, please fill out our home loan application for a pre-approval rate, refinance rate, new home construction, or new home purchase rate. Just looking to talk? Call us at 513-770-3221 for today’s pricing. Want to see what you can afford? Try our mortgage calculators

Interest Rates Effective November 8th, 2023

Auto and Truck Loans

Model YearInterest Rate as low as*Maximum TermMonthly Payment on $10,000 LoanLoan FeeAPR** as Low as
2021 - NEW6.25%84 Months$147.29$2507.03%
2021 - NEW5.50%72 Months$163.38$2506.39%
2017 - 20207.50%60 Months$200.38$2505.79%
2016 and older9.50%36 Months$320.33$2506.86%

Motorcycle and ATV Loans

Model YearInterest Rate as low as*Maximum TermMontly Payment on $10,000 LoanLoan FeeAPR** as Low as
2021-NEW8.25%60 Months$203.96$2506.54%
Pre-20219.50%36 Months$320.33$2506.97%

Recreational Vehicle Loans--Motorhomes, Trailers and Boats

Model YearInterest Rate as low as*Maximum TermMonthly Payment on $10,000 LoanLoan FeeAPR** as Low as
New8.25%120 Months$122.65$2507.41%
Used9.75%72 Months$184.00$2507.00%

* Rate shown includes 0.50% reduction for automatic payments from a 1st National Bank Account.

** Annual Percentage Rate (APR) is based upon a loan size of $10,000 and a $250 loan fee.

Home Equity Lines of Credit

90%Prime + 0%240 Months$86.78$2508.76%

* Combined Loan-to-Value (CLTV) of the first and second mortgages.

** Annual Percentage Rate (APR) is based upon a loan size of $10,000 and a $250 loan fee.

*** Prime Rate is a variable rate of interest based upon the Wall Street Journal Prime Rate and is subject to change at any time. The Prime rate as of July 27th, 2023 was 8.50%.

****A $50 annual fee may apply.

CD Rates

Relationship Pricing*APYRate
15 Months5.25%5.12%
5 Years4.50%4.41%
4 to 5 Years4.75%4.65%
2 to 3 Years5.00%4.88%
1 to 2 Years3.00%2.96%
6 to 12 Months3.00%2.96%
Without Relationship Pricing*APYRate
15 Months5.00%4.88%
5 Years4.25%4.17%
4 to 5 Years2.75%2.72%
2 to 3 Years2.75%2.72%
1 to 2 Years2.75%2.72%

Savings

over $24,9990.60%0.60%
over $9,9990.15%0.15%
up to $9,9990.05%0.05%
Checking Accounts with interest0.05%0.05%
Money Market Account $100,000+3.50%3.44%
$50,000 to $99,9991.75%1.73%
$25,000 to $49,9991.00%1.00%
$10,000 to $24,9990.25%0.25%
up to $9,9990.05%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Account Disclosures for more details.

Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 5.12% 5.25%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%
VIEW ALL RATES

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.