Diverse senior couple enjoying no maintenance fees on their 1st national bank senior checking web photo

Senior Checking Account with Exceptional Benefits from 1st National Bank

At 1st National Bank, we understand the unique financial needs of seniors, and our Senior Checking Account is designed to provide convenience, flexibility, and value to our valued senior customers. Enjoy a checking account tailored for seniors that comes with numerous benefits, such as:

  • No monthly maintenance fee
  • No minimum balance requirement
  • Online and app banking
  • Free debit card
  • Unlimited check writing
  • Relationship pricing


Bank On-the-Go with Online Banking and Mobile App

Our Online Banking and Mobile App allow you to manage your finances with ease from anywhere, anytime. Access a wide range of features, including checking account balances, transferring funds, and paying bills online.

Free 1st National Bank Debit Card

With your Senior Checking Account, you will receive a FREE 1st National Bank debit card. Use your free debit card for in-store and online purchases, as well as ATM transactions.

Unlimited Check Writing Without Service Fees

Unlike some banks that charge for writing more than a certain number of checks per month, our Senior Checking Account enables you to write as many checks as you need without incurring service fees.

Enjoy Relationship Pricing with 1st National Bank

We treat our clients like family, and that’s why we offer relationship pricing for our loyal clients. Inquire about our relationship pricing during your application and discover how we can provide even more value to you.

Ready to open your Senior Checking Account?

Call us today at 513-932-3221, visit a banking center, or submit a contact form and we will reach out to you!



*Account Notes: The descriptions herein are summaries only. Please refer to the account disclosures for complete details. Monthly statement fee is waived with e-statements. A monthly maintenance statement fee of $5 is charged for accounts not enrolled in e-statements.

Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 3.93% 4.00%
5 Years 4.41% 4.50%
4-5 Years 2.96% 3.00%
2-3 Years 2.96% 3.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.