We’ve Got A Lending Product That’s Right For You.

Looking for something more custom? 1st National Bank offers a full range of lending services to its clients.

CheckingPLUS Personal Loan

CheckingPLUS

CheckingPLUS is an unsecured line of credit that gives you peace of mind knowing you are covered for life’s unexpected expenses.

  • Stops overdraft fees on your primary checking account*
  • Prepares you for an unforeseen financial emergency
  • Builds credit by reporting to the credit bureau
  • Saves money with lower interest than a credit card**
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collateral loans

Collateral Loans

Our Personal Loans offer financing with flexible terms at competitive rates for secured personal loans.  We can customize a loan to fit your specific need. 

  • Secured by an item
  • Terms & Conditions to suit you
  • Custom financing eligible
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overdraft protection

Overdraft Protection

Open a line of credit extended to your checking account for overdraft protection or recurring borrowing needs. Funds are advanced into your account in $50 increments up to your approved credit line. The interest you are charged is determined by current market conditions. The loan balance is prepaid by an automatic monthly deduction from your checking account.

  • One page application
  • Peace of mind
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*CheckingPLUS fees may apply. Visit a banking center to learn more about terms and conditions.
**The average credit card rate is 18.32% for new offers based on nerdwallet.com data. The average interest rate for CheckingPLUS is equal to or less than 18.00%.