Personal Credit Cards

Our Platinum Rewards credit card offers convenience, worldwide acceptance, and great benefits.

Introducing the Visa® Platinum Rewards Personal Credit Card: Designed with 1st National Bank customers in mind, this no-annual-fee card empowers you to spend both conveniently and confidently. Not only do you benefit from competitive rates for purchases and balance transfers, but you also get access to our cRewards® program.


With every dollar spent on net purchases, earn one reward point—unlimited and redeemable for an array of merchandise, car rentals, travel options, and airline tickets on any carrier without blackout dates. Dive deeper to discover more about rates, benefits, and how our card brings unparalleled value to every purchase.


1st National Bank Visa Platinum Rewards Credit Card with rewards and benefits

Visa® Platinum Rewards

Save money on fees and interest while earning one point per dollar on net purchases with no cap on points. Use your points towards Hundreds of merchandise options or airline tickets good on any airline with no blackout dates.

Click here for a quick summary of benefits

  • Competitive Rates*
  • View Your FICO® Score for Free1
  • Cell Phone Protection2
  • Fraud Monitoring with Email and Text Fraud Alerts
  • Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
Apply Now
young man managing his 1st National Bank credit cards with MyCard Mobile

MyCard Mobile

Manage your 1st National Bank credit card account with MyCard Mobile. Access your account quickly and securely, from wherever you are. With MyCard Mobile you can:

  • Make a payment
  • Check your balance and transaction history
  • See enriched data combining location, merchant, and map
  • Lock and report lost or stolen credit cards
  • Receive transaction and account alerts
Learn More


You can check your credit card balance, transaction history, make a payment, and review your rewards here. To report a lost or stolen credit card, please call 1-800-423-7503.

* See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM bank, N.A. Subject to credit approval.
1 FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.
2 Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.
3 Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.

Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.