Grow Your Business with a 1st National Bank Business Line of Credit

Community banker shaking hands with local business owner business lines of cred

As a local community bank, we understand the unique financial needs of businesses in our area. That’s why we offer flexible business lines of credit tailored specifically for you. Get the personalized support and financial solutions your business deserves while contributing to the prosperity of our community.


Why Choose a Business Line of Credit?

A business line of credit is an essential financial tool for businesses seeking ongoing access to capital. 1st National Bank offers a locally focused and personalized approach, providing several advantages over traditional loans and big banks:

  • Working capital management
  • Seasonal cash flow fluctuations
  • Emergency expenses
  • Expanding inventory
  • Business growth opportunities


Benefits of a Business Lines of Credit

When you choose 1st National Bank for your business line of credit, you’ll enjoy numerous benefits, including:

  1. Local Decision Making: Our loan decisions are made locally, ensuring a faster and more personalized approval process.
  2. Flexible Terms: We work closely with you to develop customized repayment options that suit your business’s unique needs.
  3. Competitive Interest Rates: Benefit from competitive interest rates that rival those of larger financial institutions.
  4. Personalized Service: Experience exceptional customer service from a dedicated team of local professionals who know and understand your business.
  5. Community Commitment: By choosing 1st National Bank, you’re supporting the local economy and helping to build a stronger community.


How to Apply for a 1st National Bank Business Line of Credit

Applying for a business line of credit with 1st National Bank is simple and straightforward.

Choose a financial partner that understands your business and values your community. Apply for a flexible business line of credit with 1st National Bank today and experience the difference. Contact Us or Have Us Contact You to get started!

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.