Taking payments should be the easiest part of running your business. Too often it is not. Slow checkouts, clunky hardware, and a processor you can never reach turn a routine transaction into a daily headache. 1st National Bank now offers credit card processing and point of sale systems through Clover, the payments platform from Fiserv. You get the technology a national processor provides, backed by a banker down the road who knows your business by name.
The Platform That Powers Your Business
Owning a business is demanding. Between tracking inventory, supervising employees, and taking orders, the day fills up fast. Clover from Fiserv, a global provider of payments and financial technology, brings payment processing and business management into one system built for restaurants, retailers, and service businesses.
Clover can help you:
- Accept more types of payments, including EMV® chip cards, Apple Pay®, and Samsung Pay®
- Protect your customers, business, and reputation from fraud with built-in security
- Generate more visits and more sales through mobile loyalty and rewards programs
- Uncover new sales trends and compare performance within your market
- Grow your business online and manage everything in one place
- Manage inventory, employee schedules, payroll, and more
One system, one login, one place to look when you need an answer.
What Clover POS Systems Are Available for Your Business?
Clover point of sale runs on hundreds of business management applications with reporting built in. The lineup covers everything from a pocket card reader to a full restaurant kitchen display, so the hardware matches the way you take payments.
| System | What It Does |
|---|---|
| Clover Go | All-in-one contactless, chip, and swipe card reader that pairs wirelessly with a mobile device |
| Clover Compact | Simple counter-based payment terminal that fits standard payment processing needs |
| Clover Flex and Flex Pocket | Handheld portable POS for tableside, in line, on the floor, or off premises, with built-in receipt printer, camera, and QR scanner in a single device. Flex Pocket delivers the same functionality in a lighter form, receipt printer not included |
| Clover Mini | Compact countertop system with full-scale POS functionality that connects to a cash drawer |
| Clover Station Solo | All-in-one countertop POS and business management system with one merchant-facing screen and a receipt printer |
| Clover Station Duo | Fast all-in-one countertop POS and business management system with a second screen that lets customers start payment and view the transaction |
| Clover Kiosk | Puts transactions at the customer’s fingertips while freeing up quick service and fast casual restaurant staff |
| Clover Kitchen Display System | Durable restaurant-grade kitchen display purpose-built to keep your whole restaurant in sync |
| Virtual Terminal | Run your business from your laptop, phone, or tablet |
Not sure which one fits? A banker can work with you and Clover to review the options with you and match the hardware to your counter, your floor, or your truck.
Built for Restaurants, Retail, and Service Businesses
Different businesses take payments in different ways. Clover is built around that reality rather than forcing one setup on everyone.
Restaurants and Food Service
Take orders tableside with Clover Flex, keep the kitchen in sync with the Kitchen Display System, and move quick service lines faster with Clover Kiosk. Customers order, pay, and go.
Retail and Storefronts
Clover Station Duo puts a screen in front of the customer so they confirm and pay themselves. Inventory tracking and loyalty programs run through the same system, so your stock counts and your repeat customers live in one place.
Service and Mobile Businesses
Clover Go turns a phone or tablet into a card reader for work done at the customer’s location. The Virtual Terminal handles invoicing and phone orders from a laptop, with no countertop hardware required.
Why Businesses Choose 1st National Bank for Merchant Services and Credit Card Processing
Most payment processors work at a distance. You get an account number, a support queue, and very little else. That distance shows up on the worst possible day, when the terminal goes down mid rush and nobody picks up the phone.
1st National Bank works differently:
- Your merchant services and POS systems sit inside your banking relationship, next to your business checking account and commercial lending
- You meet face to face at a banking center in Centerville, Lebanon, Liberty Township, Maineville, Mason, or Morrow
- Your banker already knows how money moves through your business, so the conversation starts with meeting your needs
- Clover technology is backed by Fiserv, a global payments provider, so the platform scales as your volume grows
Already bank with us? Your existing business accounts and cash management tools connect to the same relationship, so adding payment processing does not mean starting over somewhere else.
Let’s Talk About Your Payment Setup
Every business takes payments differently. The right setup depends on how your customers pay, how your staff works, and where you expect the business to go next.
Contact a banker at 513-932-3221 or stop by any banking center to talk through Clover options for your business. Our locations and hours are listed online.
Interested? Have us contact you for a demo.
Frequently Asked Questions
Clover is a point of sale and payment processing platform from Fiserv, a global provider of payments and financial technology. It combines credit card processing with business management tools like inventory tracking, employee scheduling, and sales reporting in one system.
Clover systems accept EMV® chip cards along with mobile wallet payments including Apple Pay® and Samsung Pay®. Contactless and swipe transactions are supported too, so customers can pay using whichever method they already prefer at checkout.
That depends on how you take payments. A mobile service business may only need Clover Go, while a full service restaurant might pair Station Duo with a Kitchen Display System. A banker and Clover team member can review your operation and recommend the right fit.
Clover includes built-in security designed to help protect your customers, your business, and your reputation from fraud. A banker and Clover team member can walk through how those protections apply to your specific payment setup and transaction types.
The speed of deposits varies based on a number of factors. Deposits typically take 1-3 business days, but many businesses will see their funds deposited the next business day.
Clover systems scale with transaction volume, added locations, and new payment methods. Because your merchant services sit inside your banking relationship at 1st National Bank, your banker can adjust the setup as the business grows.
© 2025 Clover Network, LLC. The Clover name and logo are registered trademarks owned by Clover Network, LLC and are registered or used in the U.S. and many foreign countries. Use of Clover requires a Merchant Processing Agreement with First Data Merchant Services LLC. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.