Rate Lock Mortgages

Rate Lock Mortgages: What you need to know. What are rate lock mortgages? Rate lock mortgages are a lender’s offer to secure a certain interest rate for an agreed-upon term. Rate locks protect you from raising interest rates but also keeps you from taking advantage of falling interest rates. Your lender may offer a “one-time float down” option to give […]

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A Grand Opening Event At Liberty Township Banking Center

LIBERTY TOWNSHIP, OHIO | APRIL 21, 2022 – 1st National Bank hosted their Liberty Township Grand Opening and Ribbon Cutting Ceremony on Wednesday, April 20th, 2022. The West Chester Liberty Chamber Alliance presented Jillora Summers, CEO of 1st National Bank, with a commemorative plaque celebrating the bank’s newest banking center. Representative Jennifer Gross of the 52nd district also presented Mrs. […]

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Adjustable Rate Mortgages (ARM)s: A Better Fit Than Fixed Rate Mortgages?

INTRODUCTION Buying a home is a step in the right direction for your personal finances, but it can be intimidating if you don’t know all of the options. 30-year fixed mortgages were once believed to be the “Gold Standard” of mortgage lending, but sometimes there may be a better product for your situation. In this article, we will give you […]

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