With a 1st National Bank Home Equity Loan you might be able to save money on our special low, locked-in interest rate that could be 100% tax-deductible (consult your tax adviser). You’ll enjoy the convenience of affordable monthly payments over a fixed time period and you might be able to save even more by paying off higher interest obligations such as department store charges.

With our Home Equity Credit Line, you can also enjoy lower interest rates and tax savings benefits… and whenever you need money, just simply write one of your credit line checks.

home equity fixed rate loan

Home Equity Loan

Home equity loans come as a lump sum of cash. Home equity loans are an option for a one-time expense, like weddings or kitchen renovations. These loans usually offer fixed rates, so you know what your monthly payments will be. Contact one of our experienced loan officers to see how you can qualify.

  • Lump-sum amount
  • Fixed monthly payments
  • Low closing costs
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HELOC loans vs credit cards

Home Equity Line Of Credit

Home equity lines of credit are a revolving source of funds, much like a credit card, that you can access as you choose. Home equity lines of credit tend to have few, if any, closing costs. They usually feature variable interest rates. Contact one of our experienced loan officers to see how you can qualify.

  • Revolving credit line for pre-approved amount
  • Adjustable interest rates
  • Little to no closing costs
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