Mortgage Loan Officer

Mason OH Location


Apply Directly


Essential Function

Mortgage Loan Officers are responsible for the production of Mortgage Loan Origination through the development of realtor referrals, branch referrals, personal established book of business and referrals from 1st National Bank/Realtor existing relationship. 1st National Bank is a community bank that looks to help its Mortgage Banker’s succeed. All of our underwriting is done in-house. And you can expect to grow your business with confidence at 1st National Bank and never miss a closing date again!



  • Fair Housing Regulations: 2 years (Required)
  • Loan Origination: 2 years (Required)
  • NMLS (Required)

Mortage Loan Officer Primary Responsibilities & Duties:

  • Responsible for developing individual relationships with realtors and informing real estate offices of current products, programs and interest rates.
  • Responsible for working with Business Development Officers to make calls on business partners outside of the 1st National Bank offices and to establish contacts for promoting mortgage services.
  • Responsible for participating in Realtor groups and other community related activities.
  • Informs clients of mortgage loan programs available and prepares them to bring required documentation to the application
  • Interviews and pre-qualifies clients for mortgage loans according to guidelines established for various programs.
  • Enters a complete, accurate application on mortgage software, pulls credit information and reconciles all liabilities with customer, sends accurate information to underwriting and processing, obtains all required documentation.
  • Responsible for complying with all applicable regulations and disclosures associated with mortgage application.
  • Responsible for ongoing communication with client and notification of approval or denial of mortgage loan request.
  • Responsible for cross-sell of other bank products.
  • Will assume additional duties as directed by the Executive Vice President of Mortgage Lending, Don Roberts.


Job Requirements for Mortgage Banker (Must meet to apply):

  • Must have a minimum of 2 years experience and established partnerships (Realtors, Builders, etc.)
  • Must have an NMLS#
  • Must have extensive experience with Conventional, JUMBO, Construction, FHA, VA, USDA, Portfolio, and Equity lines.
  • Expected to present a professional image and demeanor whenever representing 1st National Bank.
  • Excellent human relation and ability to communicate with individuals at different levels.
  • Computer literacy (Windows environment, MortgageBot, Encompass, etc.), data entry skills required.
  • Familiarity with secondary market underwriting guidelines.
  • Established leader in the mortgage industry with consistent and stellar sales history
  • Strong mathematical and computation ability.


Minimum Requirements:

  • High School Diploma (GED) or equivalent skills and abilities.
  • Minimum two-years experience in mortgage related field.
  • Comprehensive knowledge of bank products and services.
  • Accountability
  • Completion of an accurate application, and compliance with all applicable compliance regulations relating to mortgage loan origination.
  • Compliance with applicable underwriting guidelines for mortgage programs.
  • Mortgage production and sales goals as established by Executive Vice President of Mortgage Lending.



Salary: $50,000.00 to $200,000.00 /year Other incentives such as President’s Club and Quarterly rewards. Full Benefits Job Types: Full-time, Commission



  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Disability insurance
  • Employee assistance program
  • Employee discount
  • Flexible schedule
  • Health insurance
  • Life insurance
  • Paid time off
  • Professional development assistance
  • Referral program
  • Tuition reimbursement
  • Vision insurance



  • 8 hour shift
  • Monday to Friday
  • On call
  • Weekends


Supplemental Pay:

  • Bonus pay
  • Commission pay


Mortgage Loan Officer Experience:

  • Fair Housing Regulations: 2 years (Required)
  • Loan Origination: 2 years (Required)


Mortgage Loan Officer License/Certification:

  • NMLS (Required)


This Job Is Ideal for Someone Who Is:

  • Adaptable/flexible — enjoys doing work that requires frequent shifts in direction
  • Autonomous/Independent — enjoys working with little direction
  • High stress tolerance — thrives in a high-pressure environment


Benefit Conditions:

  • Waiting period may apply
  • Only full-time employees eligible


Work Remotely:

  • Remote options available after completion of training


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