VA Loans

Unlock the Benefits of VA Loans with 1^st National Bank

Unlock homeownership with 1^st National Bank’s VA Loans—tailored for veterans and their families.

Our experts make it easy and affordable. Get personalized service and fast approvals.

Thank you for serving; let us serve you!

Competitive Rates: As a community bank, we strive to offer the most competitive interest rates on VA loans, keeping your monthly payments low and saving you money over the life of your loan.
No Down Payment Required: VA loans from 1^st National Bank don’t require a down payment, making it easier for veterans and their families to afford a home.
No Private Mortgage Insurance (PMI): Unlike conventional loans, VA loans do not require PMI, saving you money each month.
Flexible Credit Requirements: We understand that your credit score may not be perfect. That’s why we offer flexible credit requirements for veterans seeking VA loans.
Local Expertise: As a community bank, we have a deep understanding of the local housing market and can provide you with valuable advice and guidance.

To qualify for a VA loan from 1^st National Bank, you must meet the following requirements:

Have served a minimum of 90 days on active duty during wartime, or 181 days during peacetime
Be the spouse of a service member who died in the line of duty or from a service-related disability
Have a valid Certificate of Eligibility (COE) from the Department of Veterans Affairs
Meet 1^st National Bank’s credit and income requirements

Ready to take the first step towards homeownership with a VA loan? Contact us today, or start your application online.