New Construction Mortgage
Best financing for Your Dream Home
At 1st National Bank, we understand that building your dream home is an exciting journey, and we’re here to provide you with the best new construction mortgage options.
As your trusted community bank, we take pride in offering competitive rates, flexible terms, and personalized service to help make your vision a reality.
Why Choose 1st National Bank for Your New Construction Mortgage?
When you partner with 1st National Bank for your new construction mortgage, you can expect:
- Competitive rates: Our competitive interest rates make financing your dream home more affordable.
- Flexible terms: Customize your loan with a variety of term options to suit your unique needs and budget.
- Expert guidance: Our knowledgeable mortgage specialists provide personalized guidance through every step of the process.
- Local decision-making: As a community bank, we make decisions locally, ensuring a faster and more efficient approval process.
- Commitment to our community: We’re dedicated to supporting the growth and prosperity of our local communities.
New Construction Mortgage Options
We offer a range of new construction mortgage solutions, including:
- Construction-to-Permanent Loans: Simplify the financing process with a single loan that covers both the construction and permanent phases of your project. This option allows you to lock in your interest rate at the beginning of the construction, providing peace of mind and stability.
- Construction-Only Loans: For those who prefer short-term financing, our construction-only loans provide funds for the construction phase with the option to refinance into a permanent mortgage upon completion of the project.
- Lot Loans: Secure financing for the purchase of a lot, giving you the flexibility to build when you’re ready.
- Jumbo Construction Loans: For projects exceeding conventional loan limits, our jumbo construction loans provide the necessary financing for your luxury dream home.
Get Started on Your Dream Home Today
Ready to take the first step towards building your dream home? Our mortgage specialists are here to help you navigate the new construction mortgage process.