Savings Accounts

Explore Savings Accounts, Money Market, CD, Health & Retirement Accounts at 1st National Bank – Start Earning Interest Today with Our Attractive Rates and Flexible Options

Savings accounts from 1st National Bank offer everything you need to control your finances. We offer competitive interest rates so you can start saving for your dreams today. Check out our wide range of account options below!

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Ohio Homebuyers Plus Savings

Ohio Homebuyer Plus makes specialized, tax-advantaged savings accounts available to Ohioans to assist them on their homebuying journey. Individuals who open an account through this program will have access to a 6.00% APY* that will help them to save and grow their money faster.

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Simple Savings

Our savings plan earns interest on every dollar at an attractive rate. Your savings account can also be accessed with your free ATM card, or a Check Card attached to your checking account.

  • No monthly maintenance fee with min. balance of $500
  • Low minimum balance – five dollars open
  • ATM card to access funds
  • Online Banking & Mobile App Banking
  • Seniors and minors pay no monthly service fee
  • Interest compounded daily

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Money Market (High-Yield) Savings Account

Money Market Accounts are a great way to save for your future. Earn a higher rate as you increase your balance with our interest tiers.

  • Earns interest
  • Competitive tiered rates
  • No maintenance fee with minimum balance of $2,500
  • No fixed term
  • Will not lose money

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Certificate of Deposit (CD)

Maximize your earnings, while investing safely. Choose a term that best meets your needs. Your interest can be added to your account or transferred to your checking or savings account.

  • Earns interest
  • No monthly fee
  • Low minimum deposit
  • Guaranteed return
  • Free investment consultation

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Health Savings Account

Designed to give you more control over your healthcare expenses, A HSA offers eligible individuals who participate in a high-deductible health plan (HDHP) an affordable alternative. The HSA offers many benefits, including making contributions through employer payroll deduction or directly.

  • Earns interest
  • No monthly maintenance fee
  • No minimum balance
  • Free debit card
  • Online & App Banking

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IRAs

Open a tax-advantaged IRA to grow your retirement savings. Choose between Traditional and Roth IRAs with flexible contributions and long-term benefits.

  • Roth IRA
  • Traditional IRA
  • Flexible contributions
  • Tax benefits

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Christmas Club Savings

Save for the holidays with automatic money transfers to a Christmas Club Account. In November, you will receive a check to use for your holiday purchases or you can elect to have the money transferred to a 1st National Bank account. If the payments are automatically transferred from another account and the account is paid up, then the Christmas Club will receive 1 extra payment.

  • Earns interest
  • Bonus payment if requirements met
  • Money automatically transferred
  • Online & App banking

Contact a Banking Center


Download an Application


Still have questions about our Savings Accounts? Have us contact you.

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