Certificate of Deposit (CD)

Family teaching importance of savings with a certificate of deposit cd from 1st national bankEarn Interest & Enjoy Peace of Mind with Our CD Account

Our CD accounts are tailored to provide financial stability with guaranteed returns. Try our savings calculators to see how much you could earn.

Benefits of our Certificate of Deposit (CD):

  • Earns Interest: Higher interest than regular checking or savings accounts.
  • No Monthly Fee: No fees for paper statements or monthly maintenance.
  • Low Minimum Deposit: Start your CD account with only $1,000.
  • Online & App Banking: Bank on the go with our user-friendly online banking.
  • Free Investment Consultation: Our experts are here to help you maximize earnings. Schedule your consultation today!
  • Guaranteed Return: Get assured returns on investment for a specified term.
  • FDIC Insured: Your savings are federally insured. Ask us how we can maximize your coverage.

Why Choose 1st National Bank’s CD Account?

At 1st National Bank, we prioritize your financial growth. With our CD accounts, you can:

  • Save for the Future: A secure way to store cash and use it at a specified time.
  • Flexible Terms: Choose a term that aligns with your financial goals.
  • Easy Management: Direct deposits, transfers, and bill payments online.

CD Rates

Relationship Pricing*APYRate
15 Months5.50%5.36%
5 Years4.50%4.41%
4 to 5 Years4.75%4.65%
2 to 3 Years5.00%4.88%
1 to 2 Years3.00%2.96%
6 to 12 Months3.00%2.96%

Try our Savings Calculators

CD Ladder

Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.

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Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

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College Savings

Use this calculator to help develop or fine tune your education savings plan.

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Compare Savings Rates

Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy!

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Cool Million

Find out when your savings plan may make you a millionaire!

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Savings Growth

Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.

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Savings Goals

What will it take to reach your savings goal? This financial calculator helps you find out.

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Savings, Taxes, And Inflation

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

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Contact Us Today!

Invest wisely with 1st National Bank’s CD account. Contact our local bankers to start growing your money today. Maximize your earnings while investing safely with us. Visit one of our banking centers near you.

 Important Notice: Links to the interactive calculators and information provided above are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. The information on this webpage is for educational purposes only and does not constitute financial advice.

Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.