Certificate of Deposit (CD)
Earn Interest & Enjoy Peace of Mind with Our Certificate of Deposit (CD) Account
Our CD accounts are tailored to provide financial stability with guaranteed returns. Try our savings calculators to see how much you could earn.
Benefits of our Certificate of Deposit (CD):
- Earns Interest: Higher interest than regular checking or savings accounts.
- No Monthly Fee: No fees for paper statements or monthly maintenance.
- Low Minimum Deposit: Start your CD account with only $1,000.
- Online & App Banking: Bank on the go with our user-friendly online banking.
- Free Investment Consultation: Our experts are here to help you maximize earnings. Schedule your consultation today!
- Guaranteed Return: Get assured returns on investment for a specified term.
- FDIC Insured: Your savings are federally insured. Ask us how we can maximize your coverage.
Why Choose 1st National Bank’s CD Account?
At 1st National Bank, we prioritize your financial growth. With our CD accounts, you can:
- Save for the Future: A secure way to store cash and use it at a specified time.
- Flexible Terms: Choose a term that aligns with your financial goals.
- Easy Management: Direct deposits, transfers, and bill payments online.
CD Rates
| Relationship Pricing* | APY | Rate |
|---|---|---|
| 11 Months | 5.00% | 4.88% |
| 5 Years | 4.15% | 4.07% |
| 4 to 5 Years | 3.75% | 3.69% |
| 2 to 3 Years | 4.35% | 4.26% |
| 1 to 2 Years | 4.50% | 4.41% |
| 6 to 12 Months | 4.75% | 4.65% |
Try our Savings Calculators
CD LadderUse this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder. | CDUse this calculator to find out how much interest you can earn on a Certificate of Deposit (CD). | College SavingsUse this calculator to help develop or fine tune your education savings plan. | Compare Savings RatesEven a small difference in the interest you are paid on your savings can add up over time. Use this calculator to see how different savings rates can impact your savings strategy! |
Cool MillionFind out when your savings plan may make you a millionaire! | Savings GrowthFind out how consistent investments over a number of years can be an effective strategy to accumulate wealth. | Savings GoalsWhat will it take to reach your savings goal? This financial calculator helps you find out. | Savings, Taxes, And InflationUse this calculator to determine how much your savings will be worth with these two important variables in mind. |
Still have questions? Have us contact you.
Important Notice: Links to the interactive calculators and information provided above are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. The information on this webpage is for educational purposes only and does not constitute financial advice.
