Simple Savings

Young couple building wealth with their simple savings account 1st national bankSimple Savings: Easy, Efficient, Effective

Discover the new age of savings with our Simple Savings Account.


It’s straightforward, offering exactly what you need without the hassle.

Benefits of a 1st National Bank Simple Savings Account

  • No Monthly Maintenance Fee: Say goodbye to monthly maintenance fees when you keep a minimum balance of just $500.
  • Low Minimum Balance: Begin your saving journey with an initial deposit as low as $5. Less stress, more freedom!
  • Daily Compounding Interest: Watch your money grow daily.
  • Convenient Access: With our Online Banking and Mobile App, banking on the go has never been easier. From checking balances to paying bills, we have you covered.
  • Free ATM Card: Access your funds whenever you need them. Plus, enjoy up to 5 free withdrawals each month at our ATMs.

View our Savings Rates


over $24,9990.60%0.60%
over $9,9990.15%0.15%
up to $9,9990.05%0.05%
Checking Accounts with interest0.05%0.05%
Money Market Account $100,000+3.50%3.44%
$50,000 to $99,9991.75%1.73%
$25,000 to $49,9991.00%1.00%
$10,000 to $24,9990.25%0.25%
up to $9,9990.05%

Ready to Begin?

For a deeper dive into our savings options, visit a banking center near you and one of our friendly bankers will be happy to assist you.



Certificates of DepositIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.