Business Money Market (High-Yield) Savings Account

Customer shaking hands with 1st national bank bankerWelcome to the Future of Saving with 1st National Bank’s Business Money Market (High-Yield) Savings Account

Are you seeking an efficient way to save without compromising on liquidity and growth?

Dive into the multitude of benefits offered by 1st National Bank’s Money Market Savings Account.

Key Features of Our Business Money Market (High-Yield) Savings Account

  • No Monthly Maintenance Fee: Keep a daily balance of just $2,500.00, and pay zero in monthly fees. If the balance dips below, there’s only a modest $12.00 fee.
  • Competitive Tiered Rates: Our tiered interest rates mean the more you save, the more you earn. Your savings grow faster with increasing balances.
  • Withdraw Flexibility: Enjoy the liquidity of 6 free withdrawals per month. Additional withdrawals are priced at a minimal $2.00 each.
  • Interest Earnings: With our account, not only does your money grow, but it compounds monthly. That means even more earnings over time.
  • Freedom of No Fixed Term: Unlike CDs, there’s no lock-in period. You save on your terms.
  • Safety First: Rest assured, with 1st National Bank, your money market account will never lose value. We always offer a positive, market-dependent rate. Plus, we’re FDIC insured.
  • 24/7 Online & App Banking: Access and manage your money market account anytime, anywhere. Check balances, transfer funds, and pay bills seamlessly.

Why Choose 1st National Bank’s Business Money Market (High-Yield) Savings Account?

  • High Growth: The account offers higher interest rates as your balance grows, ensuring that you always get the best returns for your money.
  • Flexibility: Ideal for those who need liquidity. You’re not bound to any fixed term like with CDs, ensuring you have access to your funds when you need them.
  • Digital Banking on-the-go: Modern features for the modern saver. Whether you’re at home or on the move, banking is just a click away.
  • Safe and Secure: We prioritize your security. Not only are your savings always positive, but they’re also FDIC insured.

View our Business Money Market (High-Yield) Savings Account Rates


over $24,9990.60%0.60%
over $9,9990.15%0.15%
up to $9,9990.05%0.05%
Checking Accounts with interest0.05%0.05%
Money Market Account $100,000+3.50%3.44%
$50,000 to $99,9991.75%1.73%
$25,000 to $49,9991.00%1.00%
$10,000 to $24,9990.25%0.25%
up to $9,9990.05%


Ready to embark on a smarter saving journey?

If you’re looking to maximize your savings while retaining flexibility and access to your funds, our Business Money Market (High-Yield) Savings Account is the perfect fit for you. It’s more than just an account—it’s a smart financial decision for the future.

Visit a banking center near you or contact one of our local bankers for more details.

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.12% 5.25%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.