Empower Your Business and Employees with Business Banking Savings Accounts at 1st National Bank

Welcome to 1st National Bank, where your business’s financial growth is our priority. Choose from our versatile Business Banking Savings Account that keeps your cash working and puts you in control, earn higher interest with your Business Money Market (High-Yield) Savings, or offer Health Savings Accounts (HSAs) for your employees, providing a tax-advantageous way to cover medical expenses.

From earning interest with no minimum balance to online banking convenience, discover how we tailor our services to meet your business needs.

  • No minimum balance required to start saving, making it easier for both large and small businesses.
  • Competitive interest rates on business savings and money market accounts to help you grow your business funds.
  • 24/7 online banking for easy access to your accounts and real-time management of your business finances.
  • FDIC insured savings options that ensure your business deposits are secure and protected.

 

Grow Your Business With A Business Banking Savings Account

Our Business Savings account will keep your cash working for you. This bank account allows you to manage your money and gives you the power to make decisions on how to put that money to work for your business.

  • No minimum balance
  • Earns interest

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Health Savings Account for Your Employees’ Healthcare

Designed to give you more control over your healthcare expenses, an HSA offers eligible individuals who participate in a high-deductible health plan (HDHP) an affordable alternative. The HSA offers many benefits, including making contributions through employer payroll deduction or directly.

  • Earns interest
  • No monthly maintenance fee
  • No minimum balance
  • Free debit card
  • Online & App Banking

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Business Money Market (High-Yield) Savings Account

Money Market Accounts are a great way to save for expanding your business. Earn a higher rate as you increase your balance with our interest tiers.

  • Earns interest
  • Competitive tiered rates
  • No maintenance fee with minimum balance of $2,500
  • No fixed term
  • Will not lose money

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Why 1st National Bank’s Business Savings Accounts Are the Smart Choice for Your Business

At 1st National Bank, we understand that every dollar counts when it comes to managing your business’s finances. That’s why our savings accounts for your business are designed to maximize your earnings while giving you the flexibility to manage your funds with ease. Whether you’re building cash reserves, saving for expansion, or helping employees save for healthcare with an HSA, our accounts provide the tools you need to grow and secure your business and meet your goals. Enjoy competitive interest rates, no hidden fees, and the peace of mind that comes with FDIC-insured deposits, all while maintaining full control over your business funds.

  • Earn higher interest rates with our business money market accounts and tiered savings options, tailored to your balance.
  • No to low monthly maintenance fee on most accounts, helping you save money and keep more of what you earn.
  • Access to online banking for easy management of your savings, deposits, and transfers, anytime and anywhere.
  • FDIC-insured accounts that provide peace of mind and protect your deposits up to the maximum limits allowed by law.

Take control of your business finances today. Open a new account for business savings with 1st National Bank and grow your money!

 

 

Turn Idle Cash into Opportunity With Smart Savings for Your Business

When you’re looking to make the most of your business finances, setting aside excess cash in the right business savings or money market account matters. At 1st National Bank, our business banking savings options give you a smart home for your unused funds, helping you earn interest, maintain flexibility, and strengthen your cash flow for whatever comes next.

  • Deposit into a dedicated business savings account with no minimum balance, so you can start saving now rather than later.
  • Choose a business money market account with tiered interest rates that increase as your balance grows—perfect when your business savings start to stack up.
  • Access your funds and make transactions when you need them—these are not fixed‑term products, so your business funds stay flexible and ready for use.
  • Use online banking to monitor transfers, check your daily balance and manage your savings alongside your business checking and finances.

Ready to put your business money to work? Open a business savings account today at 1st National Bank and give your idle funds a purpose.

 

Still have questions about our Business Savings accounts? Have us contact you.

 *Consult your tax advisor for tax advantages. Save your receipts for all qualified medical expenses. 1st National Bank does not verify eligibility. You are responsible for making sure payments are for qualified medical expenses. The descriptions herein are summaries only. Please, refer to the account disclosures for complete details.

FAQs

A business savings account allows you to set aside funds for future use while earning interest. It helps manage excess cash, provides easy access to your money, and supports your business’s long-term financial growth.

No, many of our business savings accounts have no minimum balance requirement, making it easy for businesses of all sizes to start saving and earning interest.

Yes! We offer business 24/7 online banking, you can manage your business savings account from anywhere, track your balance, and make transfers in real-time.

We offer competitive interest rates on all our business savings accounts, including high-yield money market options. Rates vary based on the balance, helping you maximize your earnings as your business grows.

Yes, all deposits in 1st National Bank’s business savings accounts are FDIC-insured, providing you with peace of mind and ensuring your business funds and cash deposits are protected up to the maximum allowable limit.