Your business needs a checking account that can keep up with day-to-day activity. Business Checking from 1st National Bank gives you the account tools and local support you need to manage your business finances with confidence.
With earnings credits that may help offset service charges and access to additional business banking services, you can build a banking relationship around the way your business operates.
Your checking account is just the beginning. 1st National Bank offers additional business banking services to help you manage payments, deposits, cash flow, and fraud prevention. Additional terms apply.
Manage day-to-day banking, send eligible ACH payments and wire transfers, review transactions, and stay connected to your business accounts online.*
Accept card payments, streamline payment processing, and give your customers convenient ways to pay while keeping your business moving.*
Help protect your business from check and ACH fraud by reviewing flagged transactions and making payment decisions before they post.*
Deposit eligible checks from your office, reduce trips to the bank, and keep funds moving with convenient remote deposit capabilities.*
Every business manages money differently. Whether you’re handling daily transactions, paying vendors, receiving customer payments, or planning for what comes next, our local bankers can help you explore an account and additional services that fit the way your business operates.
FAQs
Business documentation and identification requirements vary based on your business structure. A 1st National Bank banker can help you determine what documents you’ll need to open your account.
Yes. Business Checking has a $15 monthly maintenance fee. Earnings credits may help offset eligible service charges.*
An earnings credit is calculated based on your average monthly available balance and may be applied toward eligible service charges on your Business Checking account.*
A business debit card is available, subject to eligibility and account terms.*
Business Online Banking is available with separate enrollment and approval. Additional service fees apply. Contact a banker for details.
Business Checking is designed for businesses with greater transaction activity and more complex banking needs. If your business has lower monthly check-writing and deposit activity, Simple Business Checking may also be worth considering.
Connect with a local 1st National Bank banker to learn more about Business Checking and the services available to support your business.
Complete the form below and let us know whether you prefer a call or email.
*Minimum opening deposit is $5.00. Business Checking has a $15.00 monthly maintenance fee. Business Checking includes 200 items per month at no per-item charge; items exceeding the monthly limit are $0.20 each. An earnings credit, calculated as a percentage of the average monthly available balance, may be used to offset eligible service charges. Business Checking does not earn interest. Debit card availability is subject to eligibility. A $5.00 paper statement fee applies unless enrolled in eStatements. Business Online Banking and cash management services require separate enrollment and approval. Fees may apply. Other account-related fees may apply. See Deposit Account Disclosures for complete details.