How does the interest accrue in my Business Money Market Savings Account?

Your business savings account earns interest on a daily balance and compounds monthly.

How can I access my funds in a Business Money Market Savings Account?

You may make deposits or withdraw up to six times per month without a fee. Additional withdrawals incur a small fee. You can manage your account online or at any branch.

Are there any fees associated with the Business Money Market Savings Account?

There are no monthly maintenance fees when maintaining the $2,500 minimum balance. If the balance drops below that, a $12 fee applies.

Is my Business Money Market Savings Account FDIC insured?

Yes, your deposit accounts are FDIC insured up to the legal limit.

How do I apply for a Business Money Market Savings Account?

You can open an account by visiting a local branch. A $100 minimum deposit is required to get started.

Can I link my Business Money Market Savings Account to my Business Checking Account?

Yes, you can link your savings account to your business checking account for easy transfers and cash flow management.

Highest Yield Business Savings Account: Money Market Savings Account with 1st National Bank

Grow Your Business Savings with 1st National Bank’s High-Yield Account.

Maximize your earnings with our highest yield business savings account. Enjoy competitive rates, no monthly maintenance fees*, and easy access to your funds. It’s ideal for businesses that want to grow their savings.

Competitive Rates
Easy Access to Funds
FDIC Insured

Welcome to the Future of Saving with 1st National Bank’s Business Money Market (High-Yield) Savings Account

Looking for a high-yield business savings account that balances growth and flexibility? With our business savings options, you can earn interest while maintaining easy access to your funds.

Dive into the benefits of saving smarter with 1st National Bank’s Money Market Savings Account, designed for business owners who need a reliable way to grow savings while meeting everyday business needs.

Key Features of Our High-Yield Business Savings Account

No Monthly Maintenance Fee: Keep a daily balance of just $2,500 and pay zero monthly maintenance fees. If the balance dips below, there’s only a modest $ 12.00 fee.
Competitive Tiered Rates: Enjoy competitive interest rates that increase with your balance. The more you save, the more you earn interest.
Withdraw Flexibility: Access your funds with 6 free withdrawals per month. Additional withdrawals are only $2 each.
Interest Earnings: Your savings compound daily, growing faster and earning more over time.
Freedom of No Fixed Term: Unlike CDs, there’s no lock-in period. You save on your terms.
Safety First: Your account is FDIC insured, and we offer positive, market-dependent rates to protect and grow your savings.
24/7 Online Banking: Manage your business savings account on the go. Open an account online, check balances, transfer funds, and pay bills anytime.

Why Choose 1st National Bank’s Business Money Market (High-Yield) Savings Account?

High Growth: With competitive interest rates and increasing balances, you’ll enjoy higher annual percentage yields (APY), ensuring the best returns for your money.
Flexibility: Ideal for small business owners who need liquidity. Unlike certificates of deposit, you’re not bound to any fixed term, giving you access to your funds when you need them.
Digital Banking on the go: Manage your business savings account anytime, anywhere with modern online savings account features. Whether you’re at the office or on the move.
Safe and Secure: We prioritize the safety of your deposit accounts. Not only do your savings always grow, but they’re also FDIC insured, giving you peace of mind as your funds earn interest.

View our Business Money Market (High-Yield) Savings Account Rates

Take advantage of competitive higher interest rates with our highest-yielding business savings account, providing flexibility and reliable growth.

Savings

	APY	Rate
over $24,999	0.50%	0.50%
over $9,999	0.15%	0.15%
up to $9,999	0.05%	0.05%
Checking Accounts with interest	0.05%	0.05%
Money Market Account $100,000+	2.75%	2.71%
$50,000 to $99,999	2.50%	2.47%
$25,000 to $49,999	1.00%	1.00%
$10,000 to $24,999	0.25%	0.25%
up to $9,999	0.05%

Ready to embark on a smarter saving journey?

If you’re looking to maximize your savings while retaining flexibility and access to your funds, our Business Money Market (High-Yield) Savings Account is the perfect fit for you. It’s more than just an account—it’s a smart financial decision for the future business. With a minimum opening deposit of just $100, you can open an account today and start earning interest that compounds daily.

Visit a banking center near you or contact one of our local bankers to learn how this savings account for your business can help grow your cash flow and provide the flexibility you need.

Still have questions? Have us contact you.

"*" indicates required fields

Comments

This field is for validation purposes and should be left unchanged.

About You

Your Name*

First Last

Preferred Banking Center

How Can We Reach You?

We would love to chat with you. How can we get in touch?

Preferred Method of Contact

Your Email Address*

Email Address Confirm Email Address

Your Phone*

Best Time to Call You

What's on your mind?

Please let us know what's on your mind. Have a question for us? Ask away.

What can we help you with?*

Your Comments/Questions

FAQs About Highest Yield Business Savings Account

The minimum deposit required to open an account varies depending on the type of savings account you choose. This ensures that our business savings options are flexible and can accommodate businesses of all sizes.

Your business savings account earns interest you earn on a daily balance and compounds monthly. This allows your savings to grow faster over time, helping you meet your business needs and goals.

You can access your funds by making cash deposits or requesting early withdrawals up to six times per month with no additional fee. Additional withdrawals are subject to a small fee. You can manage your new account both online and at any of our local branches.

There are no monthly maintenance fees as long as your account maintains the minimum balance of $2,500. If the balance falls below a modest $12 fee applies. This structure allows you to earn interest while keeping your account cost-effective.

Yes, your deposit accounts are FDIC insured, providing you with peace of mind. Your business savings account is protected up to the legal limit, ensuring your funds are safe.

You can easily open an account by visiting one of our local branches. The account opening process is quick, and with just a $100 minimum deposit, you’ll be ready to start earning interest for your business.

Yes, you can easily link your business savings account to your business checking account to facilitate transfers and manage your cash flow more efficiently. This makes it easy to move funds between accounts, ensuring you’re always ready to make transactions when needed.