Business

Get the banking relationship, services, technology and conveniences that make banking easier and better for your business.  It's just how we think about banking and customers here at 1st National Bank - customers first.  Our promise to help you Bank your bestTM  is part of it.  Being everything you need and want, is being the best bank we could ever be.

Business Deposit Accounts

All Checking Account Features Include:
- Free Internet access to your account using
  1st Online
- Free 1st Online Bill Pay
- Free Mobile Money Access
- Free 1st National Bank Check Card
- No monthly minimum balance requirements

  • Simple Business Checking - With Simple Business Checking we’ve made banking simple. This account is perfect for smaller businesses with lower monthly check writing and deposit activity. Created for straight forward banking needs. 

  • Business Interest Checking -Business Interest Checking is available for non-incorporated business and sole proprietors eligible for interest-bearing transaction accounts. Let your money work for you and earn interest until you use it.

  • Business Checking - With Business Checking, an earnings credit will be used to offset fees. Your earnings credit is calculated as a percentage of the average monthly available balance. The credit is applied to each account at the end of the statement cycle and may discount or eliminate all fees on your account

  • Business Savings - Our Business Savings account will keep your cash working for you. This account allows you to manage your money and give you the power to make decisions on how to put that money to work for your business.   No minimum balance to earn interest.
  • Health Savings Accounts - When you offer Health Savings Accounts (HSAs) for your employees, you give employees a way to earn tax-free dollars on account contributions made by you, your employees, and any other person on their behalf. These contributions help your employees pay for qualified medical expenses on a tax-free basis. In addition, the HSA may offer your employees the ability to keep the money. Unused funds can be automatically deposited into a money market fund (non-FDIC insures) for retirement savings.

  • Merchant Services - 1st National Bank and Omega Processing offer a comprehensive Merchant Services Program. Omega Processing is a provider of transaction processing services and payment processing technologies. Together we offer a customized credit card processing program tailored for your business.

    With 1st National Bank/Omega Merchant Services, you can accept all major credit cards from VISA, MasterCard, Discover, American Express and the full range of card types from purchasing cards to debit cards. Our goal is to provide you with the most efficient payment processing while helping you to reduce operating costs, improve cash flow and minimize exposure to fraud and risk! 


    SUMMARY

    • Real time authorization or batch entry modes
    • Mobile applications available
    • Internet options available
    • EMV Compliant Equipment
    • Personalized Training

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