Your Solution for Easy Business BankingSimple business checking 1st national bank

At 1st National Bank, we understand the banking needs of smaller businesses. That’s why we’ve created Simple Business Checking – a solution designed specifically for businesses with lower monthly check writing and deposit activity.

Simple Business Checking Account: Features & Benefits

  • Simple & Straightforward: We’ve made banking simple to suit your straightforward banking needs.
  • Free Check Card Available: Get a check card at no cost to purchase everyday essentials for running your business.*
  • Low Minimum Deposit: Start your account without worrying about a large opening deposit¹
  • Low Minimum Balance & No Monthly Fee: Keep a minimum balance of $500.00 and pay no monthly fee.²

Employee Benefits Package: Exclusive Offers

Offering your employees a unique package, our Employee Benefits Package includes discounts and bonuses. All are available when they sign up for direct deposit into a 1st National Bank Checking or Savings Account.

Merchant Services

1st National Bank offers extensive Merchant Services including:

Start Your Journey with 1st National Bank

Visit one of our banking centers near you to explore how Simple Business Checking can benefit you. Make banking simple with 1st National Bank.

*Certain restrictions may apply to receiving your free ATM card. Contact a banking center for more details.
¹Low minimum opening deposit is $5.00. A higher balance may be required to access additional features.
²Simple Business Checking requires a minimum deposit of $500.00. A nominal fee of $5.00 may be assessed if the account balance drops below $500.00.

CD RatesIcon For: Rates

Term Rate APY*
15 Months 5.36% 5.50%
5 Years 4.41% 4.50%
4-5 Years 4.65% 4.75
2-3 Years 4.88% 5.00%
1-2 Years 2.96% 3.00%
6-12 Months 2.96% 3.00%

*Relationships must have an average balance of $1,000 or a lending product. CDs only excluded. APY (annual percentage yield) and rates on savings & checking accounts may change daily. Penalty for early withdrawal from CDs. Interest is compounded daily on all deposits. Fees could reduce earnings on your account.
See Rules and Regulations for more details.