EVP Commercial Lending & Credit Officer

Essential Functions:

  • Manage a team of Commercial Lenders and Administrative Staff by providing assignment of job duties, training, and determining incentives
  • Generate business and originate loans while managing personal portfolio
  • Create and maintain reports for FHLB, SBA, OCC, Company Board, and Portfolios
  • Prepare and determine construction draws, participations, and interest rates/fees
  • Serve as Loan Committee Chair and Collections Committee Chair
  • Write and maintain policies for Lending and Quality Control to ensure compliance
  • Complete Loan Forms, Booking, and File Maintenance
  • Perform lending tasks for the life of a loan including underwriting, approvals, documenting, and closing loans
  • Administrate pre and post-closing quality control review of loans
  • Review investor quality tracking and error resolution
  • Participate in annual Commercial Loan and MPP Loan reviews and reporting
  • Manage FHBL Collateral Audits and other external loan & loan processing audits
  • Track and report all problem loans and loans in collections
  • Community Involvement such as being involved with Rotary and PSU
Job Requirements:
  • Bachelor’s Degree in Business, Finance, Accounting, or another related field
  • 5 years of Commercial Lending
  • Experience with Credit Analysis and Reporting
  • LaserPro, AccuSystems, Dunn & Bradstreet, Factual Data, SAM.gov, Data Verify, CREtelligent, Tyler Analytics, Simplifile, Legal Entity Identifier, Bankers Healthcare Group
  • Fair Lending Practices and Compliance
Education and Experience:
  •  Bachelor’s (Preferred)
  • Fair Housing Regulations: 2 years (Preferred)
  • Loan Origination: 2 years (Required)
License/Certification:
  • NMLS (Required)

 

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    1st National Bank is an Equal Opportunity Employer. We believe that no one should be discriminated against because of their differences, such as age, disability, ethnicity, gender, gender identity and expression, religion or sexual orientation. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law.