Privacy Statement
WHAT DOES 1st National Bank DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and Income
- Account balances and Payment history
- Credit history and Credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share Customers personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons 1st National Bank chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does 1st National Bank Share? | Can you limit sharing? |
|---|---|---|
| For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. | Yes | No |
| For our marketing purposes– to offer our products and services to you. | Yes | No |
| For joint marketing with other companies. | No | We Do Not Share |
| For our affiliates’ everyday business purposes– information about your transactions and experiences. | No | We Do Not Share |
| For our affiliates’ everyday business purposes– information about your creditworthiness. | No | We Do Not Share |
| For non-affiliates to market to you. | No | We Do Not Share |
Questions? Call (513) 932-3221 or go to www.bankwith1st.com
Who are we
Who is providing this notice? 1st National Bank
What we do
| How does 1st National Bank protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does 1st National Bank collect my personal information? | We collect your personal information, for example, when you |
| Open an Account or Deposit Money | |
| Pay your bills or Apply for Loan | |
| Use your credit or debit card | |
| We also collect your personal information from others, such as credit bureaus, affiliates, or other companies | |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only |
| sharing for affiliates’ everyday business purposes – information about your creditworthiness | |
| affiliates from using your information to market to you | |
| sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. |
Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. |
| 1st National Bank has no affiliates. | |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. |
| 1st National Bank does not share with nonaffiliates so they can market to you. | |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together |
| market financial products or services to you . | |
| 1st National Bank does not jointly market. |
1st National Bank Lebanon – Mobile App Privacy Policy
To read our 1st National Bank Lebanon Mobile App Privacy Policy, click here.
Privacy Policy – No Affiliate No Opt Out
* Microsoft Clarity –We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. This is an explicit exception to the table above. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.