Money Market (High-Yield) Savings

Put Your Higher Balance to Work

Earn competitive, tiered interest rates on your savings while keeping your money accessible when you need it.

When you’re keeping a larger balance in savings, your money should be working harder for you. Our Money Market Savings Account combines tiered interest rates with convenient access to your money, giving you a flexible way to save while earning more on higher balance tiers.

Download an Application

Key Features of Our Money Market (High-Yield) Savings Account

  • Monthly Maintenance Fee Waiver: Maintain a $2,500 minimum daily balance to waive the $15 monthly maintenance fee.¹
  • Competitive Tiered Rates: Earn different rates based on your account balance, with higher rate tiers available for higher balances.
  • Withdrawal Flexibility: Includes up to 6 withdrawals per statement cycle at no additional withdrawal fee from 1st National Bank. Additional withdrawals are $2.00 each.
  • Interest Earnings: Interest is compounded daily and credited quarterly, helping your savings continue to build over time.
  • Freedom of No Fixed Term: Unlike CDs, there’s no lock-in period. You save on your terms.
  • Savings with FDIC Insurance: Grow your savings with a variable interest rate while keeping your deposits FDIC-insured up to applicable limits.
  • Online & Mobile Banking: Access and manage your Money Market account with Online Banking and our Mobile App. Check balances, transfer funds, and manage your money on the go.

See Our Current Money Market Rates

Your balance determines the rate you earn with our tiered Money Market Savings Account. View our current rates and APYs to see how different balance tiers can help put your savings to work.

View Current Money Market Rates

If you’re looking for a savings option with tiered rates, liquidity, and account access, a Money Market Savings account may be a good fit. Contact us to compare options and review current rates, fees, and account requirements.

Download an Application

Still have questions about our Money Market (High-Yield) Account? Let’s talk.

¹$5 minimum opening deposit. A $15 monthly maintenance fee applies if the minimum daily balance falls below $2,500. Rates are variable and may change after account opening. Fees may reduce earnings. See Deposit Account Disclosures for complete terms and conditions.