We’ve Got A Personal Loan That’s Right For You.

Looking for something more custom? 1st National Bank offers a full range of personal loans and services to its clients. Whether you are looking for some extra cash for a vacation, home improvement, special purchases, or getting back on the right track. CheckingPLUS and Collateral Loans can also help with building credit and providing a little cushion to keep your mind at ease. Overdraft Protection is always there to cover your account when you need it.

Are looking for an easy way to see how you can get back on the right track? Check out our Credit Cards & Debt Management calculators to see how you can accelerate your debt and credit card payoffs and roll-down your credit card debt. Give them a try!

Overdraft Protection

Open a line of credit extended to your checking account for overdraft protection or recurring borrowing needs. Funds are advanced into your account in $50 increments up to your approved credit line. The interest you are charged is determined by current market conditions. The loan balance is prepaid by an automatic monthly deduction from your checking account.

  • One page application
  • Peace of mind

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CheckingPLUS

CheckingPLUS is an unsecured line of credit that gives you peace of mind knowing you are covered for life’s unexpected expenses.

  • Stops overdraft fees on your primary checking account*
  • Prepares you for an unforeseen financial emergency
  • Builds credit by reporting to the credit bureau
  • Saves money with lower interest than a credit card**

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Still have questions? Have us contact you.

Important Notice: *CheckingPLUS fees may apply. Visit a banking center to learn more about terms and conditions. **The average credit card rate is 18.32% for new offers based on nerdwallet.com data. The average interest rate for CheckingPLUS is equal to or less than 18.00%.