HOMEPOSSIBLE Program

HOMEPOSSIBLE Program

1st National Bank: HOMEPOSSIBLE Program – Buy Your Dream Home with Just 3% Down

Are you dreaming of owning your own home? With the HOMEPOSSIBLE Program, 1st National Bank can help you make your dream a reality with as little as 3% down, up to $2,500.00 towards a down payment or closing costs, and a rate reduction.

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Key Benefits of the HOMEPOSSIBLE Program

The HOMEPOSSIBLE Program is designed to make homeownership accessible and affordable, especially for first-time buyers. Whether you’re struggling with a large down payment or need assistance with closing costs, this program can open doors to your new home.

Low 3% Down Payment

Start your homeownership journey with as little as 3% down. This low-down-payment option ensures you can afford a home sooner, even if you don’t have a large sum saved up.

Lower Interest Rates

Benefit from competitive, lower interest rates that make monthly payments more manageable. Lower rates can save you money over the life of your mortgage, helping you stay within budget while securing your dream home.

Down Payment & Closing Cost Assistance

Receive up to $2,500.00 towards your down payment or closing costs, helping reduce your initial expenses.

Try our free Mortgage Calculators

See how much house you can afford!

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Adjustable Rate Mortgage

This calculator helps you to determine what your adjustable mortgage payments will be.

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ARM vs. Fixed Rate

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

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Bi-Weekly Payments

Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

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Maximum Mortgage

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

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Mortgage APR

Use this calculator to find the APR on your mortgage.

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15 vs. 30 Year

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

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Early Payoff

Use this calculator to determine your monthly payment and amortization schedule.

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Mortgage Points

Save thousands of dollars in interest by increasing your monthly mortgage payment.

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Mortgage Qualifier

Can you buy your dream home? Find out just how much you can afford.

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Refinance Breakdown

Should you refinance your mortgage? Use this calculator to determine when you will breakeven.

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Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

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Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

Contact a Mortgage Banker to get started!

Ready to start your homeownership journey? Contact a 1st National Bank Mortgage Banker for personalized guidance and to see if you qualify for the HOMEPOSSIBLE Program.

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*Borrower/buyer can receive up to $2,500.00 for down payment or closing costs and ends 02/28/2027. Income restricted based on county median limits. Lower rates available. Contact a mortgage banker for more details. 1st National Bank NMLS# 807212. All loans subject to credit approval.