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Traditional IRAs vs. Roth IRAs

    Traditional IRAs vs. Roth IRAs | Taxes and Building Wealth The year is wrapping up and a goal for a lot of Americans means building wealth for a stable future. For many this means re-working the family budget, looking for money-saving discounts, and learning new ways to keep more money in the bank. One great way to keep […]

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Rate Lock Mortgages

Rate Lock Mortgages: What you need to know.   What are rate lock mortgages? Rate lock mortgages are a lender’s offer to secure a certain interest rate for an agreed-upon term. Rate locks protect you from raising interest rates but also keeps you from taking advantage of falling interest rates. Your lender may offer a “one-time float down” option to […]

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Adjustable Rate Mortgages (ARM)s: A Better Fit Than Fixed Rate Mortgages?

Adjustable Rate Mortgages (ARM)s: A Better Fit Than Fixed Rate Mortgages? – Buying a home is a step in the right direction for your personal finances, but it can be intimidating if you don’t know all of the options. 30-year fixed mortgages were once believed to be the “Gold Standard” of mortgage lending, but sometimes there may be a better […]

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