Business and Commercial Lending

Streamlined Lending Solutions for Your Business Needs

Do you need long-term or short-term financing options to help you grow your business? Our lending options are designed increase your working capital and flexible business loans with low costs.

From day one, you will receive one-on-one service from a dedicated 1st National Bank commercial banker.

Benefits of our prompt in-house underwriting and local decision-making include:

  • Faster loan processing
  • Fast, accurate approval
  • Clear communication
  • Personal service
  • Quicker closing times

  • Experienced loan officers
  • Competitive rates
  • Flexible terms
  • Personalized service
  • Streamlined application process
  • In-house underwriting

Real Estate Purchase & Refinance

Are you in need of financing for a commercial real estate purchase or refinance? We understand that securing the right loan is crucial to the success of your business. That’s why we offer competitive rates and flexible terms to meet your unique needs.

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  • Lower interest rates
  • Easy approval
  • Longer repayment terms
  • Flexible use of funds

Small Business Administration (SBA) Loans

Are you a small business owner looking for funding to grow your business? Look no further than 1st National Bank’s SBA loans!

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  • Competitive rates
  • Flexible terms
  • Personalized service
  • Community commitment

Business Lines of Credit

Whether you need more working capital, a temporary loan, or seasonal purchases, a line of credit from 1st National Bank will expand your company’s financial potential and help you Bank your best.

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  • Flexible terms to fit your budget and cash flow needs
  • Competitive interest rates to help you save money over the life of the loan
  • Financing for new and used equipment, as well as equipment you already own
  • Easy online application process and quick funding decisions

Equipment Purchase & Refinance

Whether you’re looking to purchase new equipment or refinance existing equipment, we offer competitive rates and flexible terms to help you get the financing you need.

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  • Competitive rates
  • Local expertise
  • Personalized service
  • Fast approvals

Construction & Development

At 1st National Bank, we understand that businesses need a strong foundation to grow and thrive. That’s why we offer tailored construction and development loans to support your commercial real estate projects. Whether you’re building from the ground up or expanding an existing property, our financing solutions are designed to meet your unique needs.

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  • Purchase inventory
  • Invest in equipment and technology
  • Manage temporary cash flow
  • Marketing and advertising
  • Supplement working capital

Working Capital Loans

Discover 1st National Bank’s working capital loans designed for small businesses. Enhance cash flow, invest in growth, and seize opportunities with competitive rates. Apply now!

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