Simple Business Checking Account

At 1st National Bank, we know small business owners crave simplicity. That’s why our Simple Business Checking Account is built for local businesses looking for straightforward,

no-hassle banking.

Simple Business Checking 1st National Bank

  • Affordable
  • Easy Online Access
  • Local Customer Support

Your Solution for Easy Business Banking

At 1st National Bank, we understand the banking needs of small businesses. That’s why we’ve created Simple Business Checking – a solution designed specifically for businesses with lower monthly check writing and deposit activity.

With our simple checking account options, you can easily manage your account online, stay on top of your balance, and enjoy the convenience of online banking.

Ready to get started? Open a checking account with us today, and take advantage of our digital tools to streamline your banking needs.

Checking Account: Features & Benefits

Experience hassle-free banking with our simple business checking account, offering everything you need to manage your finances effortlessly and stay in control.

  • Simple & Straightforward: We’ve made banking simple to suit your straightforward checking account needs.
  • Free Debit Card Available: Get a debit card at no cost to purchase everyday essentials for running your business.*
  • Low Minimum Deposit: Open a checking account without worrying about a large opening deposit¹.
  • Low Minimum Balance & No Monthly Fee: Keep a minimum balance of $500.00 and enjoy no monthly maintenance fee.²

Employee Benefits Package: Exclusive Offers

Offering your employees a unique package, our Employee Benefits Package includes discounts and bonuses. All are available when they sign up for direct deposit into a 1st National Bank checking account or savings account. Employees can easily manage their daily balance, track their statement cycle, and enjoy convenient check deposit options. Plus, they’ll benefit from FDIC insurance, ensuring their funds are safe, and have access to features like overdraft protection and flexible withdrawals.

Merchant Services

1st National Bank offers extensive Merchant Services including:

Why Choose 1st National Bank’s Simple Business Checking Account for Your Business?

At 1st National Bank, we offer tailored personal business account solutions that make banking easy. With features like online banking, fee waivers, and access to bank ATMs, you can manage your money anytime, anywhere. Enjoy benefits like overdraft fee protection and a competitive annual percentage yield. Plus, our flexible options like certificate of deposit and money market accounts help you make the most of your business finances.

Here’s why our customers choose us:

  • Waive monthly maintenance fees with eligible accounts
  • Access to bank ATMs for hassle-free transactions
  • Apply at a bank branch to get started
  • Enjoy competitive annual percentage yield and money market options
  • No need to make a trip to the bank for most banking needs
  • Easy management of your available balance and average daily balance
  • Certificate of deposit options for better savings returns

Ready to take control of your finances? Apply today and open a personal checking account or savings account to start reaping the benefits.

Start Your Journey with 1st National Bank

Visit one of our banking centers near you to explore how Simple Business Checking can benefit you. Make banking simple with 1st National Bank.

Still have questions? Have us contact you.

*Certain restrictions may apply to receiving your free ATM card. Contact a banking center for more details.

¹Low minimum opening deposit is $5.00. A higher balance may be required to access additional features.

²Simple Business Checking requires a minimum deposit of $500.00. A nominal fee of $5.00 may be assessed if the account balance drops below $500.00.

Frequently Asked Questions

To open a Simple Business Checking account, you’ll need to meet the eligibility requirements and provide the necessary business documentation. Once the account is opened, you’ll enjoy easy access to your money through various banking options.

There’s no monthly maintenance fee for the Simple Business Checking account when you maintain the minimum balance1. Additionally, eligible accounts can benefit from a monthly maintenance fee waiver, making it a cost-effective solution.

Yes, you can access your checking or savings account anytime through online banking, allowing you to manage your account on the go. Our online banking platform provides convenience and flexibility for all account holders.

With a Simple Business Checking account, you get features like bank ATM access and online banking, giving you the ability to easily manage your balance. You’ll also have access to your money anytime, with no hidden fees and an earnings credit to offset fees.

To avoid overdraft fees, you can opt for overdraft protection or carefully monitor your account balance. Understanding the terms and conditions of your account and maintaining an adequate balance will help you prevent any unnecessary fees.