Fixed Rate Mortgages

Secure your dream home with a competitive fixed rate mortgage from your trusted community bank.

Why Choose a Fixed Rate Mortgage?

At 1st National Bank, we offer a variety of fixed rate mortgage options designed to meet your unique financial needs. With a fixed rate mortgage, you’ll enjoy the stability of knowing your interest rate and monthly payment will remain the same for the life of the loan. This makes budgeting and planning easier for you and your family.

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Our Fixed Rate Mortgage Options

  • 30-Year Fixed Rate Mortgage: Our most popular mortgage option, ideal for those seeking long-term stability and lower monthly payments.
  • 20-Year Fixed Rate Mortgage: A shorter term with slightly higher monthly payments, allowing you to build equity faster and save on interest costs.
  • 15-Year Fixed Rate Mortgage: Pay off your mortgage in half the time and save even more on interest with our shortest fixed rate term.
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Benefits of Choosing 1st National Bank

As a community bank, we pride ourselves on providing personalized service, competitive rates, and flexible loan terms to help you achieve your homeownership goals. When you choose a fixed rate mortgage from 1st National Bank, you’ll enjoy:

  • Competitive interest rates
  • Flexible down payment options
  • Fast and easy online application process
  • Local, personalized service from mortgage experts
  • Options for first-time homebuyers and refinancing

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Apply for a Fixed Rate Mortgage Today!

Ready to take the next step towards homeownership? Apply for a fixed rate mortgage from 1st National Bank today! Our simple online application process makes it easy to get started. Plus, our friendly mortgage experts are here to guide you every step of the way.

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Still have questions? Have us contact you.

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*1st National Bank NMLS# 807212. All loans subject to credit approval.