Premier Advantage

*Must meet all qualifications to receive bonus offer. All opening deposits must be new money except maturing CDs. New money is defined as money that has not been on deposit with 1st National Bank in the past six (6) months. Must keep a monthly average balance of $5,000.00 in your Secure Checking account for six (6) months after account opening. to receive $500.00 bonus. Must keep a monthly average balance of $1,000.00 for six (6) months after Secure Checking account opening to receive $200.00 bonus. Customers who set up automatic payments to pay their 1st National Bank loans with their Secure Checking account receive an extra $100.00 bonus at the end of the six (6) month period. All bonus payments will be made at the end of the six (6) month term. After introductory period a monthly maintenance fee of $6.95 will be applied. Limit to one account per household. Messaging and data rates may apply for online banking, mobile, banking, and instant alerts. Failure to meet these qualifications may result in a monthly maintenance fee of $6.95 and forfeiture of bonus money. 1st National Bank reserves the right to end or amend this promotion at any time. Offer valid until 8/31/2023.

**Registration/activation required for some checking products. IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household. Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit is provided at account opening. Insurance Products are not insured by the FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.