Are you looking to find the best deposit savings rates?

1st National Bank has some of the best deposit rates for savings in Southern Ohio. Our fixed term certificate of deposit rates and jumbo CD rates are always available on our deposit rates sheet. If you are looking for a 6 month term or a five year term, our banking centers can help you find the best deposit rate savings in the Cincinnati and Dayton area.

Frequently Asked Questions:

What is a CD (Certificate of Deposit)?

A Certificate of Deposit is a savings account with a fixed term and fixed interest rate. A CD is a great place to store cash if you are planning to use it in the future, at a specified time. 

Are CDs worth it?

If you have a specified time period in which you would like to save money, and you do not need access to it during that time period, a Certificate of Deposit is an excellent way to earn more than a standard checking or savings account. A CD will typically have an early withdrawal penalty so be sure to choose a term (a specified unit of time) that fits your goals.

Are CDs safe?

Yes, Certificates Of Deposit are an excellent way to earn a guaranteed return on investment for the specified term. As a member of the FDIC, deposit savings made at 1st National Bank are federally insured up to $250,000. For more information about FDIC and deposit savings coverage, visit one of our ten Ohio bank locations. Our branches are conveniently located in West Chester, Mason, Morrow, Middletown, Lebanon, Eastgate, and Franklin. To view locations, please visit our locations page.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $500, you can open your own CD. To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at (531) 932-3221.