Personal

Get the banking relationship, services, technology and conveniences that fit your life.  It's just how we think about banking and customers here at 1st National Bank --customers first.  Our promise to help you Bank your bestTM is part of it.  Being everything you need and want, is being the best bank we could ever be.

Loan and Deposit Rates                           Reorder Checks          Purchase Savings Bonds

Savings Accounts

  • Regular Savings – Our savings plan earns interest on every dollar at an attractive rate. This is the perfect account for short term savings. Your savings account can also be accessed with your free ATM card, or a Check Card attached to your checking account. Seniors and minors pay no monthly service fee.

    Features Include:
    - Interest is compounded daily and credited to the account quarterly.
    - There is no service charge if a daily minimum balance of $500 is
       maintained
    - Up to 5 free withdrawals per month
    - Free Atm card
    - Free online access to account with 1st Online
    - Free Mobile Money Access

 

  • Christmas Club – Save for the holidays. Have money transferred to a savings account each week, bi-weekly, semi-monthly, or monthly. In November, you will receive a check to use for your holiday purchases or you can elect to have the money transferred to a 1st National Bank account. Interest is paid on the accounts. If the payments are automatically transferred from another account and the account is paid up, then the Christmas Club will receive 1 extra payment.

  • Health Savings Account – Designed to give you more control over your healthcare expenses!  A HSA offers eleigible individuals who participate in a high-deductible health plan (HDHP) an affordable alternative to the high cost of healthcare.  The HSA offers many benefits, including the ability to keep the money.  Unused funds can be automatically deposited into a money market fund (non-FDIC insured) for retirement savings.