Get the banking relationship, services, technology and conveniences that fit your life. It's just how we think about banking and customers here at 1st National Bank --customers first. Our promise to help you Bank your bestTM is part of it. Being everything you need and want, is being the best bank we could ever be.


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Credit Cards

Are you looking for the best Visa or MasterCard credit card for credit card rewards, free balance transfers, or a zero apr credit card? 1st National Bank has many credit card options to fit your needs. Our credit card selection is great for any credit score – offering secured and unsecured credit cards. Don't settle for a credit card that won't work as hard for you as we do.  Get an instant decision on a zero interest balance transfer card now.

Frequently asked questions:

How to choose the best credit card in 2019?

There is no one size fits all credit card for everybody, which is why 1st National Bank offers credit card with many great options wrapped into one. Our Visa Rewards Platinum credit card has 0% interest intro APR for 12 months on BOTH purchases and balance transfers. With interest rates starting at 12.24%, fraud monitoring, travel benefits, and 24/7 USA customer service, it is clear we have packed a lot into this special credit card.

What is the difference between unsecured credit cards vs. secured credit cards?

A secured credit card, often times called a guaranteed credit card, is a card that we secure to an account. A secure credit card allows someone with bad credit to build their credit score with on time monthly payments reported to credit bureaus. Apply for a credit card online today.

An unsecured credit card, often times called a traditional credit card, is a card that is not secured to an asset. An unsecured credit card allows a person to use the credit card at will, under the terms and conditions specific to their situation. Unsecure credit cards typically require a higher credit score, on time payment history, and verified income. Apply for an unsecure credit card in minutes with our online credit application.

What are the best credit cards based on my credit score?

1st National bank has credit cards for bad credit, fair credit, and good credit. Regardless of your situation, we do our best to provide you access to the funds you need. If you are looking to learn more about finding your free annual credit report, visit our resources page.

How can I apply for a credit card?

Apply online for a credit card today with our quick and easy online application and get an instant decision in the privacy of your home. The simple online credit card application will help you find the best credit card for you.  Apply Online For A Credit Card

How do I check my balance or view my account?

To view your credit card balance, check your credit card transaction history, make a payment, and view your credit card rewards. Please click: View Card Account

How do I report a lost or stolen credit card?

To report a lost or stolen credit card, please call 1-800-423-7503.