Mortgage Loans

Get the mortgage loan you want with the services, technology and conveniences that make banking easier and life in your new home, even better.  It's just how we think about banking and customers here at 1st National Bank - customers first.  We promise to help you Bank your bestTM!  We are honored to be everything you need and expect from your bank.

Now Is A Great Time To Refinance Your Home Mortgage

1st National Bank offers a variety of government, conventional, and niche mortgage refinance programs to meet your needs. Many unique options are available, so contact us today to learn about the programs below and other options available to you.

 

Conventional - A conventional loan allows you to pull out cash from your home for needed expenditures, consolidate debt, or change your loan term.

FHA Streamline - If you currently have an FHA loan, you may qualify for a low cost streamline loan which requires no income verification, credit check, or appraisal.

VA Interest Rate Reduction - If you currently have an VA loan, you may qualify for a low cost rate reduction refinance loan which requires no income documentation..

 

Frequently Asked Questions

Why Refinance Your Mortgage?

Mortgage refinancing is a great option to get the maximum benefit possible on your home. Options include:

  • A lower interest rate to help decrease monthly payments and save thousands over the long run
  • Cash out equity to make home improvements or use for other life events
  • Consolidation of debt to pay off high-interest debt and improve your credit score
  • Lower your term and pay off your house in less time

When To Refinance Your Mortgage?

The best time to think about refinancing is when you are currently paying above-market mortgage interest rates or you would like to shorten your loan term. As of July 2019, current mortgage rates are the lowest they have been in years! 1st National Bank is ready to advise you on which program suits your needs and help you refinance with minimal hassle.

Meet Our Mortgage Loan Officers