1st National Bank offers some of the highest money market savings rates in Southwestern Ohio with low minimum deposits. Our money market savings account gives the best rate and no term, so you can save more without being locked in to a certificate of deposit term.

Frequently Asked Questions:

What is a Money Market Account?

A 1st National Bank money market savings account is a savings account that pays more than a traditional savings account with a minimum balance of $2,500*.  1st National Bank Money Market Savings Accounts allow for six withdrawals a quarter. With no fixed term, 1st National Bank Money Market Accounts offer some of the best deposit rates for savings with a low minimum balance. Visit our deposit rates sheet to view our current money market rates and start saving more today.

Can you lose money in a money market account?

A money market account at 1st National Bank WILL NOT lose money. The rate of savings is always positive and variable and dependent on the current market rate. Our money market bank accounts are insured by the Federal Deposit Insurance Corporation (FDIC). Some money market accounts at other institutions, while considered safe, are not insured by the FDIC. To view today’s top money market rates, please visit our rate sheet.

What are the pros and cons of a money market account?

A money market rate has a higher interest rate than a typical savings account and allows up to six withdrawals a quarter. Money market accounts are not like a checking account, and require a minimum balance higher than other banking accounts or a fee may be assessed. To learn more about our money market account visit one of our Ohio bank locations. Our branches are conveniently located in West Chester, Mason, Morrow, Middletown, Lebanon, Eastgate, and Franklin. To view locations, please visit our locations page.