2022 FHLB Grant Money – Program Expired Check Back Next Year

FHLB Down Payment Assistance Makes Home Buying Affordable – Even Use A Grant For Closing Costs!

Reserve Your Spot For Gov Grants | Limited Funds For 2022 | First Come – First Serve | March 1, 2022

1st National Bank is A Federal Home Loan Bank (FHLB grant) Cincinnati Member Participating Bank. Homebuyer Housing Assistance makes affordable housing possible. Apply today to see if you qualify for this program or other grant programs available to Cincinnati, Ohio residents.

  • Grants of up to $7,500 for honorably discharged veterans, surviving spouses of military personnel, and active duty military homebuyers
  • Up to $5,000 for all other homebuyers


FHLB Welcome Home Grant Money Eligible Homebuyer Requirements

  • The total income for all occupants who will reside in the home is at or below 80 percent of the Mortgage Revenue Bond
    (MRB) limit for the county and state where the property is located. ($68,320 – $78,568 depending on family size for Warren, Hamilton, and Butler county!)
  • A fully executed (signed by buyer and seller) purchase contract on an eligible property is in hand
  • The homebuyer has at least $500 of their own funds to contribute towards the down payment and/or closing costs
  • If a first-time homebuyer (typically anyone who has not owned a home in the last three years), a satisfactory homebuyer
    counseling course is completed prior to the loan closing. Note: Applicants do not have to be first-time homebuyers.

FHLB Welcome Home Grant Money Eligible Property Requirements

  • The property will be the homebuyer’s primary residence;
  • The property is a single-family, townhome, condominium, duplex, multi-unit (up to four-family units) or a qualified
    manufactured home. (Manufactured homes may be eligible if they are taxed as real estate and affixed to a permanent
  • The property is subject to a legally enforceable five-year retention mechanism, included in the Deed or as a Declaration
    of Restrictive Covenants to the Deed, requiring the FHLB Cincinnati be given notice of any refinancing, sale,
    foreclosure, deed-in-lieu of foreclosure, or change in ownership during the five-year retention period.


Don’t Be Too Late And Miss Out on FHLB grant money.

Homebuyers must apply and qualify for a mortgage loan to utilize the grant.




Not ready to apply? Not all banks participate – join our exclusive email list.

  • Be the first to know of any available money left after March 1, 2022.
  • Updates on program details as they become available
  • Helpful Home Buyer Tips

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*Member FDIC. Equal Housing Lender. FHLB Participant. Not all applications will qualify. A guarantee to lend is neither offered nor implied based on this advertisement. FHLB grant money available 3/1/2021 until it runs out, typically within a few weeks. Grants are given on a first-serve basis and approved by both 1st National Bank AND FHLB Cincinnati. Additional conditions may apply.

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