EVP of Commercial Lending & Credit Officer
Essential Functions
- Manage a team of 4 Commercial Lenders and 4 Administrative Staff by providing assignment of job duties, training, and determining incentives
- Generate business and originate loans while managing personal portfolio
- Create and maintain reports for FHLB, SBA, OCC, Company Board, and Portfolios
- Prepare and determine construction draws, participations, and interest rates/fees
- Serve as Loan Committee Chair and Collections Committee Chair
- Write and maintain policies for Lending and Quality Control to ensure compliance
- Complete Loan Forms, Booking, and File Maintenance
- Perform lending tasks for the life of a loan including underwriting, approvals, documenting, and closing loans
- Administrate pre and post-closing quality control review of loans
- Review investor quality tracking and error resolution
- Participate in annual Commercial Loan and MPP Loan reviews and reporting
- Manage FHBL Collateral Audits and other external loan & loan processing audits
- Track and report all problem loans and loans in collections
- Community Involvement such as being involved with Rotary and PSU
Requirements
- Bachelor’s Degree in Business, Finance, Accounting, or other related fields
- 5 years of Commercial Lending
- Experience with Credit Analysis and Reporting
- LaserPro, AccuSystems, Dunn & Bradstreet, Factual Data, SAM.gov, Data Verify, CREtelligent, Tyler Analytics, Simplifile, Legal Entity Identifier, Bankers Healthcare Group
- Fair Lending Practices and Compliance
Job Type: Full-time
Pay: $115,000.00 – $135,000.00 per year
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Tuition reimbursement
- Vision insurance
Physical Setting:
- Office
Schedule:
- 8-hour shift
- Monday to Friday
Supplemental Pay:
- Bonus pay
- Commission pay
Education:
- Bachelor’s (Preferred)
Experience:
- Fair Housing regulations: 3 years (Preferred)
- Loan origination: 3 years (Preferred)
- Sales: 1 year (Preferred)
- Credit analysis: 1 year (Preferred)
Work Location: One location
