Get the banking relationship, services, technology and conveniences that make banking easier and better for your business.  It's just how we think about banking and customers here at 1st National Bank - customers first.  Our promise to help you Bank your bestTM  is part of it.  Being everything you need and want, is being the best bank we could ever be.

Cash Management

Check Scanner

Remote Deposit Capture

This service lets you deposit checks without ever leaving your office.  With it, you scan checks received from customers and transfer deposits electronically to the bank anytime, day or night.  Simply scan an image of the check, prepare and balance the deposit on your computer, and then transmit the deposit electronically to the bank.  It's the fastest way to turn check deposits into cash.  You eliminate wire fees, courier expenses and trips to the bank by your employees.  

How It Works     Remote Deposit Capture Application
Row of Lockboxes

Lockbox Service

Let us improve your cash flow and reduce your workload!  With our Lockbox Service, your receivables are mailed directly to a post office box owned by 1st National Bank.  From pick-up to processing to making the deposit into your company's account, we handle it all for you.  On a daily basis we will provide you with the previous day's deposits so you can update your accounts receivable records.


Employee Benefits Package

Offering your employees a unique package of many popular banking benefits, our Employee Benefits Package is a program of discounts and bonuses available when they sign up for direct deposit of their payroll check into a 1st National Bank Checking and/or Savings Account.  Ask one of our associates for details. 

Magic Wrighter Inc Logo

ACH Services

1st National Bank has partnered with Magic Wrighter Inc for your ACH origination services.  Our ACH Origination & Electronic Payment Services program delivers competitive advantages, allowing you electronic services easily and quickly. This is a browser based program and simple to operate. 

With ACH Services, you can:

  • Deposit your employees payroll earnings directly into their personal accounts at other financial institutions
  • Have the convenience of paying mandated child support and other garnished wages to the court and other government agencies electronically
  • Transfer funds between accounts held at 1st  National Bank to other financial institutions.  This is not a wire transfer.
  • Have the ability to transfer funds to and from foreign countries saving costly wire transfers.
  • Pay your Federal and State Tax Payments
  • ....and much more
Sage Payroll Services Logo

Payroll Services

Sage Payroll Services from 1st National Bank makes it easy for businesses to streamline the entire payroll process. Our self-service online payroll service is ideal for most businesses with 1 to 10 employees.  Self-Service Payroll provides comprehensive payroll and tax administration services
at one low flat monthly fee of $49.95 regardless of pay frequency.

  • File federal, state, and local taxes with a penalty-free filing guarantee1
  • Deposit employees pay electronically into their account
  • Access convenient online system anytime, anywhere
  • Employee may view pay stub and W-2 easily online
  • Access extensive array of online payroll management reports
  • Enjoy free access the HR Compliance Center
  • Access Sage Payroll Services Certified Payroll Professionals
  • Peace of mind with a six-month money-back guarantee2

For larger businesses, or those with more complex needs, ask us about our Full Service Payroll option.  Pricing will vary based on your specific needs.

(1) The error-free tax filing service guarantee includes payment of any fine or penalty directly resulting from any error by Sage.
(2) The money-back guarantee is only available within the first six months of payroll processing with Sage Payroll Services through contacting our customer service department at 1-877-784-9706.  The refund is only available on payroll processing fees, excluding courier, UPS fees, NSF charges, stop payment charges, and W-2 fees.