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HOME |
ABOUT US |
LOCATIONS |
LOAN RATES |
CONSUMER
TIPS |
PRIVACY |
This page provides our current loan rates only.
(Rates as of 05/13/10)
For more information about our many financing options concerning
terms, conditions, APR (Annual Percentage Rate), and requirements click
here, or on Loans in the menu.
FIXED RATE LOANS
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PRODUCT |
POINTS |
RATE |
APR |
| 30 yr. fixed |
0 |
4.875 |
4.894 |
| 20 yr. fixed |
0 |
4.750 |
4.791 |
| 15 yr. fixed |
0 |
4.250 |
4.259 |
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30 yr. fixed
NO CC's |
0 |
5.250 |
5.252 |
HOME EQUITY LINE OF CREDIT
Prime + 0% (Current Rate 3.25%,APR
3.25%), up to 85% LTV
(with qualifying credit)
*As published in the Wall Street Journal,
currently 3.25%
Minimum loan amount $50,000; Maximum LTV 85%
FIXED RATE 1ST NATIONAL HOME EQUITY LOAN
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TERM |
RATE |
APR |
| 60 Months |
5.50% |
5.703% |
| 84 Months |
6.00% |
6.151% |
| 120 Month Balloon |
6.50% |
6.611% |
LOT LOAN or LOT w/CONSTRUCTION LOANS
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Lot Only Loan |
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TERM |
RATE |
POINTS |
APR |
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3 Year
Balloon |
6.50% |
1.00% |
6.658% |
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15 yr. Amortization.
Based on U.S. Treasury Yield + 4.50%
Maximum LTV 75% |
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Construction Loan |
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MARGIN* |
TERM |
RATE |
POINTS |
APR** |
| Homeowner |
2.00 |
12 mos. |
5.25% |
.50 |
6.31% |
| Maximum LTV |
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85% |
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Commercial Real Estate - Please
call (513)932-3221 for more information |
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*Current Index is the Wall
Street Journal Prime Rate (3.25%) as of 12/17/08
**APR based on $100,000 and 12 MO interest only term |
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INSTALLMENT LOANS
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AUTO/TRUCK |
TERM |
RATE |
APR |
| New Models |
72 |
5.99 |
6.09 |
| 2008-2009 Models (Used) |
66 |
6.25 |
6.36 |
| 2006-2007 Models |
60 |
6.75 |
6.87 |
| 2003-2005 Models |
48 |
7.50 |
7.64 |
| 2002 & Older Models |
36 |
8.50 |
8.68 |
| New Motorcycles, Boats, etc. |
48 |
8.75 |
8.91 |
| Used Motorcycles,
Boats, etc. |
36 |
9.50 |
9.71 |
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