|10 Yr Bond||2.784 %||-0.006|
A New Facelift
1st Online, 1st National Bank’s online banking product is getting a facelift in the very near future. The first thing you will notice is a new look that is easier to read and maneuver to other pages. Customers should notice this change before the end of March 2014.
Shortly after this change, we will be offering a new product called “Transfer Now”. With this product, you will be able to ransfer funds to and from accounts that you have at other financial institutions.
Some time within the next 60 days, your Image and Pass Phrase will no longer be displayed when you log in to 1st Online Banking.
We're making it easier for you to access your account online, while continuing to protect you and your money with our powerful, multilayered security system.
The access process begins with you typing in your correct User ID and Password. Then we check the device you are using - whether it's your computer, mobile phone or tablet. If we don't recognize the device, we may ask you to complete a Security Challenge to ensure your identity. We also check geographic indicators. If you're trying to log in from a new location, we may ask additional questions.
We want you to know your account is safe with us.
We will be providing additional information with an exact date of the image/pass phrase change before it happens.
Pay Bills In One Place
Did you know you can pay all your bills in one place? You can even pay directly from your checking account without having to write a check. Simplify your life and enjoy more free time when you sign up for 1st Online's Bill Pay.
1st Online’s Bill Pay lets you schedule payments in advance so you can enjoy your time away, stress-free. It’s easy, fast, smart and secure. With 1st Online Bill Pay you have 24/7 access and total convenience. Sign up now through your 1st Online account and get more freedom to enjoy life:
Pay all of your bills electronically all in one place and all from your computer.
Schedule single or recurring payments in just a few steps, and you'll never worry about missing a bill or late fees. Track your payments history at a glance and view all of your future scheduled transactions.
Savings and Security
Save money every month on stamps and trips to the post office by making payments online. Protect against check fraud with electronic payments instead of unsecured mail.
Purchasing a new home?
We are offering a 30 year fixed rate special of 4.375% with an APR of 4.418%. This rate is based on a $200,000 loan amount with a 25% down payment. Applicants for this rate must meet a minimum credit score of 740 and a debt ratio of no greater than 38%. Don't fit these guidelines? Call and let us find a loan that works for you. Rate is subject to change without notice.
In addition to our special, we are offering to put $250 in your 1st National Bank checking account with every new "FIRST" mortgage.
Call the 1st National Bank experts at (513)770-3221 to find out additional information today!