MORTGAGE LOAN RATES
Fixed Rate Loans - CALL FOR RATES - 513-770-3221
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PRODUCT |
POINTS |
RATE |
APR1 |
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30 yr. fixed |
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20 yr. fixed |
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15 yr. fixed |
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10 yr. fixed |
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FHA Loans - CALL FOR RATES 513-770-3221
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PRODUCT |
POINTS |
RATE |
APR1 |
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30 yr. fixed |
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15 yr. fixed |
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VA Loans - CALL FOR RATES 513-770-3221
HOME EQUITY LINE OF CREDIT
Prime + 0% (Current Rate 3.25%, APR 3.25%), up to 85% LTV
(with qualifying credit)
*As published in the Wall Street Journal, currently 3.25%
Minimum loan amount $50,000; Maximum LTV 85%
Our HELOC product has a floating rate tied to prime. It can change daily. The maximum rate of interest is, in accordance to Ohio's laws, 21%. Any consumer loan over 21% can be challenged and become void if in excess of that rate.
Fixed Rate Home Equity Loan
|
TERM |
RATE |
APR1 |
|
72 Months |
5.50% |
5.703% |
|
84 Months |
6.00% |
6.151% |
|
120 Month Balloon |
6.50% |
6.611% |
LOT LOAN OR LOT w/CONSTRUCTION LOAN
Lot Only Loan
|
TERM |
RATE |
POINTS |
APR1 |
|
3 Year |
4.25% |
0% |
4.364%* |
15 yr. Amortization *Based on a loan amount of $93,750
Construction Loan
|
|
MARGIN |
TERM |
RATE |
POINTS |
APR**1 |
|
Homeowner |
0.00 |
12 Months |
3.49% |
0 |
3.645% |
|
Maximum LTV |
|
95%* |
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* 95% LTV for Conventional Loan Amounts Maxium 85% LTV for loans greater than $417,000
**APR is based on $170,000 and 12 MO interest only term
INSTALLMENT LOAN RATES
|
AUTO/TURCK |
TERM |
RATE |
APR1 2 |
|
NewModels |
60 |
4.25% |
4.25% |
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2010-2012 Models |
60 |
4.25% |
4.25% |
|
2007-2009 Models |
48 |
4.75% |
4.75% |
|
New Motorcycles,Boats, etc. |
48 |
8.75% |
8.91% |
|
Used Motorcycles,Boats, etc. |
36 |
9.50% |
9.71% |
|
Deposit Collateral Loans |
60 Month Term |
3% over Collateral Rate |
|
Checking Plus Lines |
|
18.00% |
Loans require automatic payment deduction from a 1st National Bank deposit account. A down payment may be required.
1 APR is Annual Percentage Rate
2 Assumes loan amount of $25,000
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