.....serving our community for over 150 years

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LOANS
SAFE DEPOSIT BOX
 
CONTACT US:  (*)
GENERAL INQUIRY
LOAN DEPARTMENT
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WEBMASTER
(*) "The e-mail links provided are not transmitted via secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc. should not be included in your correspondence.”
 

 
 

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ABOUT US

  LOAN RATES

CONSUMER
TIPS

PRIVACY
 

LOAN PROGRAM TYPES

FIXED RATE
30 yr. term
20 yr. term
25 yr. term
15 yr. term
10 yr. term

BALLOON
7 yr. term (30 yr. amort.)
5 yr. term (30 yr. amort.)

ADJUSTABLE RATE (ARMs)
1 yr. term (30 yr. amort.)
3 yr. term (30 yr. amort.)
5 yr. term (30 yr. amort.)
7 yr. term (30 yr. amort.)
  We also offer.......
  Blanket Loans (2 or more properties)
  Bridge Loans
  Construction Loans
  Lot Loans
  Interest Only Loans
  No Money/No PMI Loans
  1st Time Homebuyer Loans
 
 

CALCULATE YOUR PAYMENT*

1: Fill out 4 of the 5 fields below.
2: Press COMPUTE next to the BLANK field.

Loan amount?  
Interest rate (%)  
Total number of
payments.		  
How many payments per year?  
Amount of the payment?

    *For estimation purposes only.  Contact your lender
      for lending disclosures regarding loans.

WHAT DO I NEED TO APPLY?
The time required to process your mortgage application can be significantly reduced by providing the required documentation at the time of formal application.

  1.  Name, address, and phone numbers of all previous employers for the
       past two years.
  2.  Bank statements (checking and savings), stock, IRA's, and any other
       investment account statements as applicable.
  3.  Most recent W-2 and current paycheck stubs covering the most recent 30
       day period for all borrowers.
  4.  Most recent 1040 form including all schedules for borrowers that are    
       self employed or need to document rental or dividend income, etc.
  5.  Photo ID of all borrowers
  6.  Copy of purchase contract if applicable.
  7.  Copy of the last settlement statement if this is a refinance, or to
       document the sale of your current home for your new purchase.
  8.  Copy of your last mortgage statement if this is a refinance.
  9.  List of debts; i.e., mortgages, auto loans, major credit cards, etc.
       including the unpaid balances and account numbers.
 10.  Copy of homeowner's insurance policy.
 11.  Application fee of $250.00 (Investment properties require a higher fee)


 
 
  Click here if you would like to receive more information about a particular product or if you would like a loan officer to contact you.