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INSTALLMENT LOANS
Rates as of 9/12/08
 

Come in and talk to one our loan officers about that new car you've had your eye on.  We will have an answer to your loan request the same day you apply.

 

AUTO/TRUCK	TERM	RATE	APR*
New Models	72	5.99	6.09
2007-2008 Models (Used)	66	6.25	6.36
2005-2006 Models	60	6.75	6.87
2002-2004 Models	48	7.50	7.64
2001 & Older Models	36	8.50	8.68
New Motorcycles, Boats, etc.	48	8.75	8.91
Used Motorcycles, Boats, etc.	36	9.50	9.71

The above rates require that monthly payment is automatically deducted from your 1st National checking/savings account.  *APR is based on $25,000 loan amount.

AUTO EQUITY LOANS

We're very excited about our new auto financing option that offers you more purchasing power by using the equity you have in your home.

  Since the loan is secured by a mortgage, the interest you pay may qualify as a tax deduction (see your tax advisor)
  Primary collateral is the vehicle purchased
         Auto: 1-5 yrs. old - 60 months
         Motorcycles, boats and campers: new only - 60 months
  Secondary collateral is the mortgage
  Interest rate is 1/2% below or normal installment rates
  No appraisal is required.